AMP
Ameriprise Financial, Inc.486.60
-4.89-1%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q1 '26)
No earnings call transcript available yet
Last Quarter (Q4 '25)
FY Q4 '25
Reaffirms flows, guides expenses low
Q&A reinforces Q4's flow acceleration into 2026, attributing gains to organic growth, recruiting, and retention while reaffirming a 4-5% organic target despite seasonality. Management guided firm-wide OpEx to a small increase and AWM to mid-single digits, with investments in AI and Signature Wealth offset by transformation efficiencies. Signature Wealth adoption is early but strong, with advisers praising its tools. Capital returns eyed at 85-90%. Bank channel resilient amid consolidation, margins firm. Flows built monthly. Positive tone pervades; watch organic durability.
Key Stats
Market Cap
45.87BP/E (TTM)
13.39Basic EPS (TTM)
36.35Dividend Yield
0.01%Recent Filings
10-K
FY2025 results
Ameriprise Financial grew assets under management, administration, and advisement 11% to $1.7 trillion in FY2025 ended December 31, 2025, versus $1.5 trillion in 2024, fueled by 17% higher Advice & Wealth Management AUM from market gains and $31B wrap inflows, while Asset Management AUM rose 5% on appreciation despite $32B outflows. Adjusted operating earnings climbed 9% to $3.9B, with Advice & Wealth up 6% on fee growth, Asset Management 10% on markets and efficiencies, and Retirement & Protection 17% via unlocking and investment income, though Corporate & Other narrowed losses. Q4 accelerated wrap momentum and transactional revenue, but variable annuity outflows persisted. Strong liquidity supported $2.6B remaining buyback authorization and $614M dividends; BBA ratio hit 989%. Regulatory complexity threatens quarterly flows.
8-K
Sweeney retires April 3
Ameriprise Financial announced Joseph E. Sweeney's retirement from his role as President, Advice & Wealth Management Products & Service Delivery, effective April 3, 2026. The news dropped February 12, following his decision to step away. No successor named yet. Leadership transition looms in key wealth segment.
8-K
Record Q4 EPS surges 16%
Ameriprise Financial posted record Q4 2025 adjusted operating EPS of $10.83, up 16% from last year, fueled by 11% AUM/AUA/AUM growth to $1.7T and 10% revenue rise to $4.9B. Advice & Wealth Management led with $13.3B client inflows and 29.3% pretax margin. Returned $1.1B to shareholders, topping earnings. ROE hit 53.2%.
8-K
Pelletier joins Ameriprise Board
Ameriprise Financial appointed Liane J. Pelletier to its Board effective November 12, 2025, adding her to the Audit and Risk Committee. Former CEO of Alaska Communications and Sprint strategy exec, she brings telecom and tech expertise. Pelletier gets pro rata $210,000 in deferred share units. Board strengthened instantly.
10-Q
Q3 FY2025 results
Ameriprise Financial posted solid Q3 FY2025 results, with net revenues up 9% y/y to $4.8B on stronger management fees from 14% higher average advisory wrap assets, while banking deposit costs fell 37% y/y to $102M amid lower rates. Pretax income surged 82% y/y to $1.2B, fueled by a milder $82M market hit on non-traditional products versus $402M last year, plus favorable unlocking of $22M after a $77M drag previously. Advice & Wealth Management drove growth with 7% higher adjusted operating earnings to $881M, but Asset Management saw modest 6% gains to $260M amid net outflows. Cash swelled to $9.6B, supporting $715M in share buybacks; yet regulatory scrutiny on advisor practices lingers as a key risk.
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