BANF
BancFirst Corporation112.85
-0.90-0.79%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
3.76BP/E (TTM)
16.03Basic EPS (TTM)
7.04Dividend Yield
0.02%Recent Filings
8-K
8-K
10-Q
Q3 FY2025 results
BancFirst Corporation posted solid Q3 2025 results, with net income climbing 6.4% year-over-year to $62.7 million and diluted EPS edging up to $1.85 from $1.75, driven by net interest income that surged 9.3% to $125.6 million on higher loan volumes while the net interest margin held steady at 3.79%. Noninterest income rose 2.4% to $49.9 million, boosted by trust revenue and cash management fees, yet noninterest expenses increased 6.1% to $92.1 million mainly from salaries and professional fees. Loans grew 3.2% quarter-over-quarter to $8.3 billion, deposits expanded 3.4% to $12.1 billion, and cash balances swelled to $4.1 billion for robust liquidity; free cash flow stood at $193.7 million for the nine months ended September 30, 2025 (derived). The pending acquisition of American Bank of Oklahoma, announced May 20, 2025, targets $385 million in assets and is set to close in Q4 2025 with integration into BancFirst by Q1 2026. Asset quality remains strong, with nonaccrual loans dipping to 0.69% of total loans. Yet rising interest rates could squeeze margins further.
8-K
Q3 earnings rise on loan growth
BancFirst Corporation posted third-quarter 2025 net income of $62.7 million, up from $58.9 million a year earlier, fueled by net interest income climbing to $125.6 million on higher loan volumes and earning assets. Noninterest income edged up to $49.9 million, while expenses rose to $92.1 million, mainly from salaries. Strong asset quality persists, with nonaccrual loans at 0.69% of total loans. Loan growth drives results.
8-K
Quarterly dividend declared
BancFirst Corporation's board declared a $0.49 per share quarterly cash dividend on common stock, payable October 15, 2025, to shareholders of record September 30, 2025. The company will also make a quarterly interest payment on $26.8 million of 7.20% Junior Subordinated Debentures tied to BFC Capital Trust II, funding a $0.45 per share dividend on trust preferred securities on the same dates. This signals steady capital return amid stable operations.
IPO
Website
Employees
Sector
Industry
BAFN
BayFirst Financial Corp.
7.90-0.06
BANC
Banc of California, Inc.
19.65-0.06
BANR
Banner Corporation
66.54-0.38
BFC
Bank First Corporation
135.42-0.09
BFIN
BankFinancial Corporation
12.76-0.18
BOKF
BOK Financial Corporation
118.60-0.73
FBNC
First Bancorp
53.55+0.08
FFBC
First Financial Bancorp.
26.58-0.40
OCFC
OceanFirst Financial Corp.
20.17-0.05
SFBS
ServisFirst Bancshares, Inc.
74.76+1.00