BPOP
Popular, Inc.121.82
-0.76-0.62%
Dec 16, 4:00:01 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
FY Q3 '25
Q&A details isolated credit events
Q&A zeroed in on two idiosyncratic commercial loans—a $158 million Puerto Rico telecom C&I still paying but nonaccrual, and a $30 million Florida hotel with $14 million charged off—driving NPLs to 1.3% and NCO guidance to 50-65 bps, yet management stressed excluding them, metrics stay stable with solid consumer trends. NIM tailwinds endure from low-yield maturities and public deposit repricing lags despite rate cuts. Loan growth guide nudged to 4-5%; ROTCE path sustainable beyond 14% via expense tweaks like U.S. mortgage exit. Deposit competition normal, no new entrants; underwriting disciplined amid pricing pressure. Isolated hits. Confident tone persists—watch credit resolutions.
Key Stats
Market Cap
8.23BP/E (TTM)
10.80Basic EPS (TTM)
11.28Dividend Yield
0.02%Recent Filings
8-K
10-Q
8-K
8-K
10-Q
IPO
Website
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