BY
Byline Bancorp, Inc.30.69
-0.08-0.26%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q1 '26)
No earnings call transcript available yet
Last Quarter (Q4 '25)
FY Q4 '25
Payments details, dropped TCE target
Q&A drilled deeper into the commercial payments business launched last April, spotlighting payroll processors and fintechs with embedded finance, a deliberate ramp targeting 3-4 clients yearly via 6-9 month due diligence. Management nixed the prior 8-9% TCE target, stressing capital flexibility for organic growth, M&A, dividends, and buybacks with excess returned promptly. They plan to trim asset sensitivity via floating-rate liabilities for stable NII growth despite cuts. Loan growth skews commercial; NCOs guided 30-40 bps. No walk-backs, just reaffirmation with operational color. Payments traction matters next.
Key Stats
Market Cap
1.41BP/E (TTM)
10.96Basic EPS (TTM)
2.80Dividend Yield
0.01%Recent Filings
10-K
8-K
8-K
10-Q
8-K
IPO
Employees
Sector
Industry
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