CNFR
Presurance Holdings, Inc.1.4800
+0.2901+24.4%
Sep 29, 4:00:01 PM EDT
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
19.31MP/E (TTM)
-Basic EPS (TTM)
-2.32Dividend Yield
0%Recent Filings
10-Q
8-K
Corporate rebrand to Presurance
Presurance Holdings, Inc., formerly Conifer Holdings, Inc., completed its corporate rebrand effective September 30, 2025, by amending its articles of incorporation and bylaws. The company's common stock now trades under the Nasdaq ticker PRHI, while its 9.75% Senior Notes due 2028 use PRHIZ; CUSIP numbers remain unchanged. This rebrand signals a fresh start, yet subsidiaries stay focused on reliable policyholder service. Forward-looking statements highlight balance sheet strengthening amid inherent risks.
8-K
Q2 profit from earnout gains
Conifer Holdings swung to a $2.1 million net income for Q2 2025, or $0.17 per share, fueled by $5.4 million in earnout valuation gains from last year's CIS sale. Gross written premiums climbed 11.1% to $21.1 million, driven by 46.8% growth in personal lines homeowners insurance in Texas and the Midwest, while commercial lines runoff continued. Yet the combined ratio held at 121.1%, signaling ongoing underwriting pressures. Book value rose to $2.31 per share.
10-Q
Q2 FY2025 results
Conifer Holdings swung to a $2.1 million net profit from continuing operations in Q2 FY2025 ended June 30, 2025, up from a $3.7 million loss a year earlier, driven by a $5.4 million gain in fair value of contingent considerations from the prior CIS sale. Net earned premiums fell 42.6% y/y to $9.6 million (derived), reflecting a new 50% quota share on homeowners that ceded $6.9 million, while gross written premiums rose 11.1% y/y to $21.1 million on personal lines growth in Texas and the Midwest. The loss ratio improved to 68.8% from 91.5%, but the combined ratio stayed unprofitable at 121.1% amid higher expense ratios from elevated commissions and legacy costs. Liquidity stood solid at $58.3 million in cash and short-term investments, with $12.1 million net debt at 9.75% due 2028 and $5.9 million Series B preferred at 13.5% due 2026; free cash flow not disclosed in the 10-Q. Diluted EPS of $0.17 reconciles to 12.2 million shares with no anti-dilution effects. Run-off reserves remain a drag.
8-K
Auditor change at Conifer
Conifer Holdings dismissed Plante & Moran as its independent auditor on July 8, 2025, and appointed Grant Thornton in its place for the fiscal year ending December 31, 2025. No disagreements arose, but a material weakness in accounting for complex transactions tied to the agency's disposal emerged in Q3 2024—remediated by year-end through control enhancements. The switch bolsters oversight amid recent operational shifts. Audit continuity holds firm.
IPO
Website
Employees
Sector
Industry
AII
American Integrity Insurance Gr
20.18-0.20
CNA
CNA Financial Corporation
47.13-0.16
HIPO
Hippo Holdings Inc.
30.48-0.61
HRTG
Heritage Insurance Holdings, In
29.07-0.50
NMIH
NMI Holdings Inc
40.07-0.06
NODK
NI Holdings, Inc.
14.51+0.13
SLDE
Slide Insurance Holdings, Inc.
18.21+0.74
TIRX
TIAN RUIXIANG Holdings Ltd
0.55-0.04
UFCS
United Fire Group, Inc
36.60-0.31
UVE
UNIVERSAL INSURANCE HOLDINGS IN
33.19+0.32