EGBN
Eagle Bancorp, Inc.21.38
+0.18+0.85%
Dec 16, 4:00:00 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
649.34MP/E (TTM)
-Basic EPS (TTM)
-3.96Dividend Yield
0.02%Recent Filings
8-K
CEO retirement announced
Eagle Bancorp announced on November 3, 2025, that Chair, President, and CEO Susan G. Riel will retire from her executive roles in 2026, while staying on the board after stepping down as chair effective November 4. James A. Soltesz steps in as independent chair, with Louis P. Mathews Jr. as vice chair, both immediately. The board hired a search firm for a seamless CEO transition. Leadership remains focused on profitability and growth.
8-K
Eagle Bancorp Q3 loss narrows
Eagle Bancorp reported a Q3 2025 net loss of $67.5 million, or $2.22 per share, narrowing from $69.8 million in Q2 amid aggressive credit management. Nonperforming assets plunged 42% to $133.3 million, or 1.23% of assets, while net charge-offs hit $140.8 million; provision expense dropped to $113.2 million, reflecting lower office reserves after independent reviews. Leadership shifts as Chief Credit Officer Kevin Geoghegan resigns December 31, 2025, with no disagreements, and interim replacements appointed. Yet capital stays robust at 13.58% CET1.
8-K
Board adds finance experts
Eagle Bancorp expanded its board to ten directors on September 8, 2025, appointing independent members Kris Pederson and Ted Wilm, both with deep financial services expertise from PwC and prior banking boards. Pederson's global strategy background and Wilm's audit leadership bolster governance amid strategic execution. No related party ties disclosed. Their additions sharpen oversight for long-term growth.
10-Q
Q2 FY2025 results
Eagle Bancorp's Q2 FY2025 results showed net interest income dipping 5% year-over-year to $67.8M, with net interest margin contracting 3 basis points to 2.37% amid lower loan yields (6.31% vs. 6.91%) and a slight drop in average loans to $7.9B. Yet, the provision for credit losses surged to $138.2M from $9.0M, driven by $83.9M net charge-offs—mostly in office and land loans—pushing the allowance to 2.38% of loans. Noninterest income rose 20% to $6.4M, boosted by $200M in new BOLI investments, while expenses fell 70% without last year's $104M goodwill hit. Liquidity stayed solid with $3.4B in borrowing capacity and $1.2B in cash equivalents. Non-GAAP metrics not disclosed in the 10-Q. Elevated office sector risks linger amid market pressures.
8-K
Eagle Bancorp Q2 loss on provisions
Eagle Bancorp swung to a $69.8 million net loss in Q2 2025, driven by a $138.2 million credit provision and $83.9 million charge-offs amid office loan pressures. Yet net interest income rose $2.1 million to $67.8 million, NIM expanded to 2.37%, and PPNR grew to $30.7 million, signaling core strength. ACL coverage hit 2.38% of loans. Remediation continues.
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