EIG
Employers Holdings, Inc.42.32
-0.02-0.05%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
FY Q3 '25
Key Stats
Market Cap
995.01MP/E (TTM)
16.53Basic EPS (TTM)
2.56Dividend Yield
0.03%Recent Filings
10-Q
8-K
Q3 loss, reserves up, buybacks boosted
Employers Holdings posted a Q3 net loss of $8.3M after strengthening reserves $38.2M for prior years and hiking 2025 loss ratio to 72.0% amid California trauma claims, spiking combined ratio to 129.7%. Yet Board approved $125M debt-funded buyback boost and $0.32/share dividend. Capital return accelerates.
8-K
Pollak named PAO
Employers Holdings appointed Matthew R. Pollak as Vice President, Corporate Controller and Principal Accounting Officer, effective August 8, 2025. The 59-year-old CPA joins from a Company subsidiary, bringing prior chief accounting officer stints at CRC Group and State Auto. No incremental compensation. Smooth internal transition bolsters finance leadership.
10-Q
Q2 FY2025 results
Employers Holdings posted Q2 net premiums earned up 5.6% y/y to $198.3M, yet underwriting slipped to a 105.6% combined ratio from 94.2% as losses and LAE jumped 28.8% y/y to $140.1M on California cumulative trauma trends. Net income held steady at $29.7M ($1.23 diluted EPS), buoyed by $20.9M investment gains and steady $27.1M net investment income (up 0.7% y/y). YTD net income fell to $42.5M from $60.0M, with operating cash flow edging higher to $14.6M; free cash flow not disclosed in the 10-Q. Cash sits at $69.1M, bolstered by a $25M undrawn revolver meeting covenants. Stockholders repurchased $43.7M shares YTD. California claims trends pose ongoing pressure.
8-K
Q2 earnings dip on claims
Employers Holdings reported Q2 net income of $1.23 per diluted share, down 2% year-over-year, as gross premiums written fell 2% to $203.3M amid targeted underwriting, while net premiums earned rose 6% to $198.3M. Combined ratio spiked to 105.6% from 94.2%, driven by California cumulative trauma claims pushing loss ratio to 70.7%. Board declared $0.32 quarterly dividend; repurchased $31.4M in shares. Policies in force hit record 134,421.
IPO
Website
Employees
Sector
Industry
AMSF
AMERISAFE, Inc.
39.17+0.01
EHTH
eHealth, Inc.
4.28-0.03
HIG
The Hartford Insurance Group, I
137.77-0.90
HIPO
Hippo Holdings Inc.
30.48-0.61
HRTG
Heritage Insurance Holdings, In
29.07-0.50
IGIC
International General Insurance
25.00+0.10
NMIH
NMI Holdings Inc
40.07-0.06
RYAN
Ryan Specialty Holdings, Inc.
53.00-1.19
SIGI
Selective Insurance Group, Inc.
83.20-0.54
TWFG
TWFG, Inc.
28.27-0.23