EVER
EverQuote, Inc.27.24
+0.14+0.52%
Dec 16, 4:00:00 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
994.61MP/E (TTM)
18.92Basic EPS (TTM)
1.44Dividend Yield
0%Recent Filings
8-K
EverQuote Q3 revenue up 20%
EverQuote reported Q3 2025 revenue of $173.9 million, up 20% year-over-year, driven by 21% growth in automotive insurance to $157.6 million while home and renters rose 15% to $16.3 million. Net income hit a record $18.9 million, surging 63%, with Adjusted EBITDA climbing 33% to $25.1 million on AI efficiencies and operational leverage. The company repurchased $21 million in shares, ending with $145.8 million in cash. Q4 outlook projects 20% revenue growth at midpoint. AI integration risks could disrupt progress.
10-Q
Q2 FY2025 results
EverQuote's Q2 revenue surged 33.7% year-over-year to $156.6M, driven by 36% growth in automotive referrals to $139.6M amid rising carrier spend, while home and renters added 22.7% to $17.0M; quarterly operating income jumped to $14.2M from $6.3M, with diluted EPS at $0.39 on 38.0M shares, reconciling cleanly to net income of $14.7M. Cash from operations hit $48.6M year-to-date, boosting cash to $148.2M with no debt outstanding under the expired $25M revolver, and free cash flow derived at $46.0M after $2.6M capex. In May 2025, the company closed a litigation settlement by selling its direct-to-consumer agency assets for $0.5M cash, recognizing $8.2M expense but derecognizing $5.7M commissions receivables and $2.9M intangibles. Non-GAAP adjusted EBITDA reached $22.0M, up from $12.9M. Yet competition from larger insurers pressures referral pricing.
8-K
EverQuote's Q2 surge and buyback
EverQuote locked in a $60 million revolving credit facility on August 1, 2025, maturing in 2028, to fuel growth amid surging demand. Q2 revenue hit $156.6 million, up 34% year-over-year, with net income at $14.7 million and Adjusted EBITDA reaching $22.0 million. The board greenlit a $50 million share repurchase program on July 22, 2025, signaling confidence. Yet covenants demand a tight Adjusted Quick Ratio above 1.30.
8-K
EverQuote annual meeting results
EverQuote's stockholders elected David Blundin, Sanju Bansal, Paul Deninger, Jayme Mendal, George Neble, John Shields, and Mira Wilczek to its board at the June 5, 2025 annual meeting, with votes for ranging from 46.8 million to 51.6 million amid 11.6 million withheld for Blundin. They also ratified PricewaterhouseCoopers LLP as auditors for the year ending December 31, 2025, with 63.3 million in favor. Board continuity holds steady. No major shifts emerged.
10-Q
Q1 FY2025 results
EverQuote's Q1 FY2025 revenue surged 83.0% y/y to $166.6M, driven by 97.0% y/y growth in the automotive segment to $152.7M amid higher carrier spending, while home and renters rose 9.6% y/y to $13.9M; direct channels now claim 91% of revenue, up from 80%. Operating income climbed to $8.0M from $1.8M y/y, with diluted EPS at $0.21 versus $0.05, reconciling to 37.7M weighted shares. Cash from operations hit $23.3M, up from $10.4M y/y, boosting cash to $125.0M with $25.0M revolver availability and no debt outstanding, meeting covenants. A $7.9M legal settlement expense tied to a prior acquisition weighed on results, yet momentum persists. Post-quarter, EverQuote sold its DTC agency for $0.5M cash to settle litigation, recognizing $2.971M in customer intangibles (9-year life). Reliance on a few carriers poses risks amid volatile auto insurance dynamics.
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