FBIZ
First Business Financial Services, Inc.57.50
-0.41-0.71%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q1 '26)
No earnings call transcript available yet
Last Quarter (Q4 '25)
FY Q4 '25
CRE resolution details, growth drivers
Q&A unpacked the $29.7M CRE nonperformer: recent appraisals show 72% LTV, no reserves or charge-offs, with piecemeal resolutions possible quarterly into year-end 2026. Management clarified elevated $70M payoffs masked 11% adjusted 2025 loan growth; pipelines, new teams, and specialty lending lift signal double-digit 2026 rebound. NIM resets to 3.63% in Q1, holding 3.60-3.65% target amid C&I mix shift. Fee income targets 10% growth off ~$33M adjusted base. No M&A interest—organic growth reigns. Pipelines and teams fuel 10% growth. Watch credit workouts and loan ramps.
Key Stats
Market Cap
478.64MP/E (TTM)
9.47Basic EPS (TTM)
6.07Dividend Yield
0.02%Recent Filings
10-K
8-K
8-K
8-K
8-K
IPO
Employees
Sector
Industry
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