FITB
Fifth Third Bancorp47.59
-0.24-0.5%
Dec 16, 4:00:01 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
31.46BP/E (TTM)
14.21Basic EPS (TTM)
3.35Dividend Yield
0.03%Recent Filings
8-K
8-K
10-Q
Q3 FY2025 results
Fifth Third Bancorp posted solid Q3 results, with net interest income up 7% y/y to $1.5B on an FTE basis, fueled by higher loan balances and lower deposit costs, though margins held steady at 3.13%. Noninterest income rose 10% y/y to $781M, driven by wealth management and mortgage banking gains, while expenses ticked up 2% y/y to $1.3B amid tech investments. Provision for credit losses jumped 23% y/y to $197M due to a $178M charge-off on an asset-backed finance loan, yet nonperforming assets improved to 0.65% of loans. Liquidity remains robust with $17.2B in short-term investments and $69.6B in borrowing capacity; the pending all-stock Comerica acquisition, valued at $10.9B, eyes Q1 2026 close. Regulatory pressures from evolving tax codes and merger scrutiny pose balanced risks.
8-K
Q3 EPS $0.91, loans up 6%
Fifth Third Bancorp reported Q3 2025 net income of $608 million, or $0.91 diluted EPS, up 14% year-over-year, fueled by 7% NII growth to $1.525 billion and NIM expansion to 3.13%. Loans grew 6% to $123 billion, deposits held steady at $165 billion, while disciplined expenses yielded positive operating leverage for the fourth straight quarter. Elevated net charge-offs at 1.09% stemmed from a single commercial impairment, yet NPAs improved to 0.65%. Strong returns enabled $300 million in buybacks and an 8% dividend hike.
8-K
Share repurchase completed
Fifth Third Bancorp completed its accelerated share repurchase agreement with Deutsche Bank on September 26, 2025, buying back 6,929,352 shares at an average price of $43.2941 each for about $300 million. This advances the bank's ongoing 100 million share program, announced in June 2025. Repurchase complete. Roughly 93.1 million shares remain authorized, signaling strong capital confidence amid steady market conditions.
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