FKYS
First Keystone Corporation17.58
-0.03-0.17%
Dec 16, 4:00:00 PM EST
Earnings Call Transcripts
This Quarter (Q1 '26)
No earnings call transcript available yet
Last Quarter (Q4 '25)
No earnings call transcript available
Key Stats
Market Cap
109.81MP/E (TTM)
11.96Basic EPS (TTM)
1.47Dividend Yield
0.06%Recent Filings
8-K
Declares steady $0.28 dividend
First Keystone Corporation declared a $0.28 per share quarterly cash dividend on March 4, 2026, payable March 31 to shareholders of record March 12—unchanged from Q1 2025. Backed by 2025's strong results: assets up 7.3% to $1,532,439,000, deposits rose 8.8%, net income soared 157.7% to $7,622,000. Steady payout signals confidence. Forward-looking statements note potential variances from risks.
8-K
2025 net income $7.6M
First Keystone Corporation reported 2025 net income of $7,622,000, or $1.22 per share, surging $20.8M from 2024 after absorbing a $19.1M goodwill impairment that year. Interest income climbed 8.2% on commercial real estate loan growth, while deposits rose 8.8% to $1.53B total assets—yet provision for credit losses jumped on a one-off Q4 charge-off. Balance sheet strengthened.
8-K
CFO appointment confirmed
First Keystone Corporation appointed Stacy L. Gordner as Senior Vice President and Chief Financial Officer, effective December 22, 2025, for both the corporation and its bank subsidiary. The 35-year-old insider steps up permanently from her interim CFO role since January 1, 2025, and prior Controller position. Board locks in continuity. No employment agreement or related-party ties disclosed.
8-K
Q4 dividend declared
First Keystone Corporation declared a $0.28 per share Q4 cash dividend, payable December 30, 2025 to shareholders of record December 11, matching year-to-date 2025 dividends of $1.12 per share with 2024. Q3 results shone: assets hit $1.58B (up 10.0%), deposits surged 16.9% to $1.19B, net income rocketed 143.7% to $6.8M. Strong growth fuels payouts. Forward-looking statements note risks.
10-Q
Q3 FY2025 results
First Keystone posted Q3 net income of $2.8M, up 86% y/y, with diluted EPS at $0.45 versus $0.25, fueled by net interest income jumping 16.6% y/y to $9.5M on 8.3% higher loan interest from commercial real estate growth while deposit costs edged up just 1.7%. Provision for credit losses fell to $255K from $718K y/y amid low net charge-offs. Non-interest income ticked up 2.5% y/y; expenses rose modestly 2.3% y/y without last year's goodwill hit. Cash swelled to $147M on deposit inflows, supporting $106M long-term FHLB debt and $25M subordinated notes due 2030; free cash flow not disclosed in the 10-Q. Non-GAAP metrics not disclosed in the 10-Q. Loans ticked up 1% q/q. Non-performing assets climbed to 0.69% of loans. Steady dividends flow. Competition squeezes regional banks.
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