GHLD
Guild Holdings Company20.01
+0.14+0.71%
Nov 26, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
1.25BP/E (TTM)
9.91Basic EPS (TTM)
2.02Dividend Yield
0%Recent Filings
8-K
8-K
10-Q
Q2 FY2025 results
Guild Holdings posted solid Q2 momentum, with loan origination fees and gains on sale climbing 27.4% quarter-over-quarter to $236M, fueled by 43.6% higher originations at $7.5B, while year-to-date revenue edged down 7.6% to $478M amid a $111M MSR valuation hit from faster prepayments. Net income swung to $18.7M from a Q1 loss, yielding $0.30 diluted EPS on 62.6M shares—reconciled without anti-dilution flags—yet YTD net loss stood at $5.3M or $(0.08) per share, with operating loss mirroring net after minor interest and tax tweaks. Servicing fees held steady at $73M quarterly on a $96B portfolio, but origination margins dipped to 329bps (derived) on elevated reserves. Cash dipped to $107M with $247M operating outflow, offset by $293M financing inflows; warehouse debt rose to $1.7B at 5.9% while notes payable hit $318M, all covenant-compliant. The pending merger with Bayview, set for Q4 2025 at $20/share cash, adds $4.4M costs but no synergies disclosed. Merger uncertainties could disrupt operations.
8-K
Guild Q2 earnings surge
Guild Holdings Company reported Q2 2025 results with originations surging 44% quarter-over-quarter to $7.5 billion, net revenue climbing to $279.4 million, and net income of $18.7 million—flipping from Q1's loss. The board declared a $0.25 per share special cash dividend, payable September 2 to August 18 record holders, amid a pending merger with Bayview. Adjusted net income hit $41.4 million, signaling robust efficiency. Yet merger uncertainties loom large.
8-K
Guild merger at $20/share
Guild Holdings Company signed a merger agreement on June 17, 2025, to be acquired by Gulf MSR HoldCo, LLC, with the deal converting shares into $20.00 cash per share and closing expected in Q4 2025. Majority shareholder McCarthy Capital Mortgage Investors secured approval via written consent, backed by $1.283 billion in equity commitments and no financing hurdles. Yet regulatory nods from antitrust and state bodies remain key. New employment pacts lock in senior execs for three years post-merger.
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