GSBC
Great Southern Bancorp, Inc.65.55
-0.33-0.5%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
742.57MP/E (TTM)
10.91Basic EPS (TTM)
6.01Dividend Yield
0.02%Recent Filings
10-Q
Q3 FY2025 results
Great Southern Bancorp's Q3 2025 results showed net income of $17.8 million, up 7.7% year-over-year, driven by net interest income climbing to $50.8 million—a 5.8% y/y gain—as loan yields held steady at 6.21% while deposit costs fell 49 basis points to 2.48%. Yet, total loans dipped 4.7% y/y to $4.47 billion, mainly from construction and multi-family payoffs, with no provision for credit losses needed versus $1.2 million last year. Cash equivalents stayed flat at $196 million, bolstered by $1.1 billion in FHLBank availability, while brokered deposits dropped 12% y/y to $680 million. Non-interest income edged up 1%, but expenses rose 7.1% on tech upgrades and legal fees. Solid margins persist. Watch list loans linger at 0.6% of total.
8-K
Q3 earnings rise 7.7%
Great Southern Bancorp reported Q3 2025 net income of $17.8 million, up 7.7% from $16.5 million in Q3 2024, fueled by net interest income climbing 5.8% to $50.8 million on a 3.72% margin—yet the terminated swap's $2.0 million quarterly boost ended October 6. Loans shrank 4.7% to $4.47 billion amid paydowns, while non-performing assets dipped to 0.14% of assets, signaling solid credit quality. Capital strengthened with a 10.9% tangible equity ratio.
8-K
Quarterly dividend raised to $0.43
Great Southern Bancorp declared a $0.43 per share quarterly dividend on September 17, 2025, payable October 14 to shareholders of record September 29. This marks a $0.03 hike from the prior $0.40 payout. The company has now delivered 143 straight quarterly dividends. Steady returns persist amid banking sector pressures.
10-Q
Q2 FY2025 results
Great Southern Bancorp posted solid Q2 FY2025 results, with net income up 16.5% year-over-year to $19.8 million, or $1.72 diluted EPS, on net interest income growth of 8.9% to $51.0 million (derived) and a 25 basis point expansion in net interest margin to 3.68%. Loan yields dipped slightly to 6.26% amid moderating rates, yet average balances held steady at $4.73 billion, while deposit costs fell 41 basis points to 2.52%, boosting profitability despite softer non-interest income from lower loan sales gains. Cash equivalents swelled 25.6% to $245.9 million, with $1.22 billion available on the FHLBank line; total debt stood at $395.7 million, mainly overnight borrowings at quarter-end. Brokered deposits rose to $833.3 million, funding the $75 million subordinated note redemption in June. Non-GAAP metrics not disclosed in the 10-Q. Competition for deposits remains a key risk, pressuring margins in a rate-sensitive environment.
8-K
Q2 earnings rise 16.5%
Great Southern Bancorp reported Q2 2025 net income of $19.8 million, or $1.72 per diluted share, up 16.5% from $17.0 million last year, fueled by net interest income climbing $4.2 million to $51.0 million on a 3.68% margin—boosted by lower deposit costs yet tempered by $156 million in loan payoffs. Non-performing assets dropped to $8.1 million (0.14% of assets), while capital strengthened with a 10.5% tangible equity ratio after redeeming $75 million in subordinated notes. Solid liquidity at $2.2 billion underpins stability amid rate cuts.
IPO
Employees
Sector
Industry
FBNC
First Bancorp
53.55+0.08
GBCI
Glacier Bancorp, Inc.
44.34-0.14
GBFH
GBank Financial Holdings Inc.
37.12-0.07
GCBC
Greene County Bancorp, Inc.
25.13+0.96
SFBC
Sound Financial Bancorp, Inc.
44.90+0.35
SFBS
ServisFirst Bancshares, Inc.
74.76+1.00
SFCO
SOUTHERN FINANCIAL CORPORATION
9.55+0.00
SFST
Southern First Bancshares, Inc.
55.26-0.24
SMBC
Southern Missouri Bancorp, Inc.
62.22+0.48
TCBC
TC Bancshares, Inc.
21.65+0.00