GSHD
Goosehead Insurance, Inc71.19
-5.18-6.78%
Dec 16, 4:00:01 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
2.67BP/E (TTM)
62.45Basic EPS (TTM)
1.14Dividend Yield
0%Recent Filings
8-K
Goosehead Q3 revenue surges 16%
Goosehead Insurance reported Q3 2025 results with total revenue up 16% to $90.4 million and core revenue rising 14% to $83.9 million, driven by 15% growth in written premiums to $1.2 billion and 13% increase in policies in force to 1,853,000. Net income edged up to $12.7 million, while adjusted EBITDA climbed 14% to $29.7 million at a 33% margin; the company repurchased $58.7 million in shares at $85.58 average. It signed an embedded franchise deal with a top 20 U.S. mortgage lender. Full-year 2025 written premiums guidance spans $4.38 billion to $4.65 billion. Share repurchases signal confidence amid rising interest expenses.
8-K
Jones Jr. expands to COO
Goosehead Insurance expanded Mark E. Jones, Jr.'s role to Chief Operating Officer alongside his CFO duties, effective August 26, 2025, to unify finance, operations, and revenue functions. The 33-year-old, who joined in 2016 and led the 2018 IPO, receives stock options for 20,000 shares at a 10% premium. This move sharpens execution for growth. Leadership stays family-tied.
10-Q
Q2 FY2025 results
Goosehead Insurance's Q2 revenue climbed 20% year-over-year to $94.0M, fueled by 18% growth in total written premiums to $1.2B and steady 84% client retention, while core revenue rose 18% to $86.8M on stronger renewal royalties and new business commissions. Operating income edged up 2% to $15.7M, but net income dipped 24% to $8.3M amid $6.3M interest expense from a new $300M term loan at SOFR plus 3.50%, later amended to 3.00%; diluted EPS fell to $0.18 from $0.24, reconciling cleanly with 38.6M shares. Cash swelled to $92.4M with $44.4M operating cash flow, revolver fully available at $75M, and free cash flow of $38.7M after $5.7M capex—yet a $4.7M impairment hit from office exits dragged margins. Franchises dipped 4% to 1,075, but corporate agents surged 53% to 479. Non-GAAP metrics like Adjusted EBITDA ($29.2M, up 18%) are fully reconciled in the 10-Q. Competition from digital insurers remains a persistent pressure.
8-K
Q2 revenue surges 20%
Goosehead Insurance reported Q2 2025 results with total revenue up 20% to $94.0 million and core revenue rising 18% to $86.8 million, fueled by 18% growth in total written premiums to $1.2 billion and policies in force expanding 13% to 1,793,000. Yet net income fell 24% to $8.3 million amid heavy investments in staff and tech, while adjusted EBITDA climbed 18% to $29.2 million with a 31% margin. Investments build capacity. Full-year outlook projects 15-22% premium growth and 11-22% revenue increase.
8-K
Goosehead's annual meeting results
Goosehead Insurance held its 2025 Annual Meeting on May 5, electing Mark K. Miller and James Reid to its Board for terms ending in 2028, with strong support—over 32 million votes for Miller, though Reid drew notable withholding at 4.5 million. Shareholders ratified Deloitte & Touche as auditors for the year ending December 31, 2025, by a landslide 34 million for versus under 90,000 against. The advisory vote on executive pay passed handily, signaling alignment on leadership rewards. Routine wins, yet Reid's withheld votes hint at pockets of dissent.
IPO
Website
Employees
Sector
Industry
AII
American Integrity Insurance Gr
20.18-0.20
AJG
Arthur J. Gallagher & Co.
251.98-4.21
BOW
Bowhead Specialty Holdings Inc.
27.71-0.36
GOCO
GoHealth, Inc.
2.60-0.28
HUIZ
Huize Holding Limited
3.12-0.07
RELI
Reliance Global Group, Inc.
0.61-0.02
RYAN
Ryan Specialty Holdings, Inc.
53.00-1.19
SKWD
Skyward Specialty Insurance Gro
49.11+0.31
TIRX
TIAN RUIXIANG Holdings Ltd
0.55-0.04
TWFG
TWFG, Inc.
28.27-0.23