HAFC
Hanmi Financial Corporation28.74
-0.28-0.97%
Dec 16, 4:00:01 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
865.82MP/E (TTM)
11.97Basic EPS (TTM)
2.40Dividend Yield
0.04%Recent Filings
8-K
Hanmi Q3 earnings surge
Hanmi Financial released its investor presentation on November 14, 2025, highlighting third-quarter net income of $22.1 million, up from $15.1 million, fueled by rising net interest income and shrinking credit loss expenses. Loans hit $6.53 billion with 3.5% growth, while nonperforming assets dipped to 0.27% of total assets. Strong capital buffers shine through. Yet risks like interest rate swings loom large.
10-Q
Q3 FY2025 results
Hanmi Financial's Q3 2025 results showed solid momentum, with net interest income climbing 22% year-over-year to $61.1 million on stronger loan yields and lower deposit costs, while diluted EPS rose to $0.73 from $0.49. Loans grew 4.5% quarter-over-quarter to $6.53 billion (derived), driven by commercial real estate and SBA originations, yet nonperforming assets ticked up to 0.27% of total assets amid office sector pressures. Deposits expanded 5.1% to $6.77 billion, bolstering liquidity with $215.7 million in cash and $1.51 billion available FHLB capacity; borrowings shrank to $62.5 million at 4.56%. Free cash flow wasn't disclosed in the 10-Q. Classified loans stabilized at $28.6 million. Regulatory risks loom from potential SBA program disruptions during government shutdowns.
8-K
8-K
Q3 net income surges 46%
Hanmi Financial Corporation reported third-quarter 2025 net income of $22.1 million, up 45.9% from the prior quarter, fueled by $61.1 million in net interest income and a sharp drop in credit loss expense to $2.1 million. Loans grew 3.5% to $6.53 billion on $570.8 million in production, while deposits edged up 0.6% to $6.77 billion; net interest margin expanded 15 basis points to 3.22%. Credit quality sharpened, with nonperforming assets falling 17.7% to 0.27% of assets. Momentum builds across lending and balance sheet optimization.
8-K
Medici joins Hanmi boards
Hanmi Financial Corporation appointed Daniel J. Medici to its Board of Directors and that of subsidiary Hanmi Bank, effective October 1, 2025, expanding the board to twelve members. Medici, a retired senior IT risk specialist from the Office of the Comptroller of the Currency with over 36 years of experience in cybersecurity and operational controls, joins the Audit, Risk, Compliance and Planning Committees at the company, plus the Bank's Loan and Credit Policy Committee. This bolsters governance amid rising tech threats to community banks. No related arrangements or conflicts disclosed.
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