HG
Hamilton Insurance Group, Ltd.27.72
-0.63-2.22%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
2.76BP/E (TTM)
6.57Basic EPS (TTM)
4.22Dividend Yield
0%Recent Filings
8-K
8-K
8-K
Hamilton renews $260M LOC facility
Hamilton Insurance Group amended its $260 million letter of credit facility on October 20, 2025, substituting an unsecured letter of credit expiring December 31, 2029, to support Funds at Lloyd's for Syndicate 4000, with a 150 basis points annual fee. Retiring lenders Bank of Montreal and Barclays were replaced by Commerzbank and Deutsche Bank, while ING continued as lender, agent, and security agent. This renewal bolsters underwriting capacity through 2029. Lenders switched seamlessly.
10-Q
Q2 FY2025 results
Hamilton Insurance Group posted solid Q2 FY2025 results, with gross premiums written up 18.0% y/y to $712.0M, fueled by growth in casualty and property reinsurance alongside insurance lines, while net premiums earned climbed 22.0% y/y to $511.2M. The combined ratio edged to 86.8% from 84.4% y/y, pressured by a 52.8% loss ratio (up from 51.2%, derived) amid severe convective storms, yet offset by favorable prior-year development of $11.0M. Diluted EPS rose 49.2% y/y to $1.79, aligning with 104.6M weighted shares, while investments delivered $229.1M in gains and income, up 38.8% y/y. Cash stood at $986M with $150M term debt maturing 2028; free cash flow not disclosed in the 10-Q. Share repurchases totaled $35.0M in the quarter. Yet cyclical pricing pressures in reinsurance persist.
8-K
Q2 net income surges to $187M
Hamilton Insurance Group reported Q2 net income of $187 million on August 6, 2025, fueled by 18% gross premium growth to $712 million and a solid 86.8% combined ratio, while investments delivered $149 million in returns. Yet year-to-date, California wildfires hammered the Bermuda segment with $143 million in losses, pushing the overall combined ratio to 99.1% and underwriting income down to $9 million. Strong returns persist. Catastrophe risks loom large.
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