HTB
HomeTrust Bancshares, Inc.45.82
+0.17+0.37%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
801.89MP/E (TTM)
12.66Basic EPS (TTM)
3.62Dividend Yield
0.01%Recent Filings
8-K
10-Q
Q3 FY2025 results
HomeTrust Bancshares posted solid Q3 FY2025 results, with net income of $16.5 million up 26% year-over-year yet down 4% quarter-over-quarter, driven by net interest income climbing to $45.4 million (y/y +7.1%, q/q +2.7%) on lower funding costs while loan yields held at 6.32%. Diluted EPS hit $0.95, reconciling neatly to 17.1 million shares with no anti-dilution flags, as provision for credit losses eased to $2.0 million amid stable asset quality (nonperformers at 0.89% of loans). Noninterest income dipped without the prior quarter's $1.4 million branch sale gain, but expenses stayed flat at $31.3 million. Liquidity strengthened with cash equivalents at $315.8 million and $230.0 million in borrowings (up from $188.0 million), offset by an $81.0 million deposit drop tied to branch divestiture; free cash flow not disclosed in the 10-Q. Knoxville branches sold in May for $34.3 million in deposits assumed, booking that $1.4 million gain. Yet competition in regional banking keeps pressure on margins.
8-K
Q3 earnings dip, dividend up
HomeTrust Bancshares reported Q3 2025 net income of $16.5 million, down slightly from $17.2 million in Q2, with diluted EPS at $0.95 versus $1.00, while year-to-date net income surged 18.8% to $48.2 million and EPS climbed 17.7% to $2.79. The net interest margin held steady at 4.31%, but provision for credit losses rose to $2.0 million from $1.3 million amid higher charge-offs. Solid yet pressured. The board hiked the quarterly dividend 8.3% to $0.13 per share, payable November 28.
8-K
Q3 earnings release set
HomeTrust Bancshares plans to release its third quarter 2025 earnings on October 22, before markets open. This routine disclosure will update investors on the bank's financial performance amid ongoing economic pressures. No preliminary figures or guidance emerged yet. Investors await details on core metrics.
10-Q
Q2 FY2025 results
HomeTrust Bancshares posted solid Q2 FY2025 results, with net income climbing 39% year-over-year to $17.2 million and diluted EPS hitting $1.00, up from $0.73, thanks to net interest income rising 4% to $44.2 million on a 4.32% margin (derived). Provision for credit losses eased to $1.3 million from $4.3 million, reflecting a released $2.2 million Hurricane Helene reserve and stable asset quality at 0.81% nonperforming loans. Noninterest income surged 25% to $10.2 million, boosted by a $1.4 million gain from selling two Knoxville branches in May 2025. Deposits dipped 3% to $3.7 billion amid brokered runoff, yet cash swelled 6% to $297 million while borrowings rose $77 million to $265 million for liquidity. Free cash flow stood at $59.7 million (derived). Yet competition in regional banking keeps pressure on margins.
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