IFS
Intercorp Financial Services Inc.41.26
-0.30-0.72%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q1 '26)
No earnings call transcript available yet
Last Quarter (Q4 '25)
FY Q4 '25
No more Ruta impairments; loans to accelerate
Q&A confirmed no further Ruta de Lima impairments expected, closing a key overhang after 2B in provisions. Management detailed higher-yielding loan acceleration into 2026—credit cards, personal loans, SMEs—despite AFP withdrawals curbing growth, with cost of risk trending to ~2.5% and NIM ticking higher on yield mix and low-cost deposits via Plin/Yape. Plin claims ~15% P2P/P2M share. ROE ~17% hinges on bank recovery. Elections pose top risk to sentiment. Q&A added color, no walk-backs.
Key Stats
Market Cap
4.59BP/E (TTM)
8.19Basic EPS (TTM)
5.04Dividend Yield
0.09%IPO
Website
Employees
Sector
Industry
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