IFS
Intercorp Financial Services Inc.41.26
-0.30-0.72%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
FY Q3 '25
Q&A details Rutas, AFP impacts
Q&A clarified Rutas de Lima details, with 40% impairment already booked on the $60M net exposure—under 1% of investments—and no major Q4 hit expected despite legal uncertainty. Pension withdrawals should flatten retail loans 1-2% short-term, but boost collections, cost of risk, and deposits amid December liquidity. Credit cards and consumer growth set to accelerate into 2026, gaining share ahead of 2x GDP system pace. Corporate disbursements stay muted from bond competition. Answers reaffirm scripted strength. Headwinds prove fleeting. Watch post-AFP loan resumption.
Key Stats
Market Cap
4.59BP/E (TTM)
8.19Basic EPS (TTM)
5.04Dividend Yield
0.09%IPO
Website
Employees
Sector
Industry
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