MVBF Research | Milton Maxwell

MVBF

MVB Financial Corp.

27.79

-0.17-0.61%

Dec 16, 4:00:00 PM EST

Upcoming Earnings

Report date

≈ -/-

Earnings Call Transcripts

This Quarter (Q4 '25)

No earnings call transcript available yet

Last Quarter (Q3 '25)

No earnings call transcript available

Key Stats

Market Cap

353.80M

P/E (TTM)

11.34

Basic EPS (TTM)

2.45

Dividend Yield

0.02%

Recent Filings

8-K

11/19/25Nov 19, 2025

8-K

Victor sale boosts EPS

11/5/25Nov 5, 2025

MVB Financial Corp. completed the strategic sale of Victor Technologies on November 5, 2025, booking a $34.1 million pre-tax gain that, alongside securities repositioning and expense cuts, should boost annualized EPS by $0.30 to $0.35. Tangible book value per share climbed 9.7% to $25.98 quarter-over-quarter, fueled by 4.9% loan growth and 3.1% net interest income rise. Strong capital buffers support balance sheet expansion. Yet risks like interest rate shifts loom large.

8-K

MVB launches $10M buyback

10/27/25Oct 27, 2025

MVB Financial Corp. announced a $10 million stock repurchase program on October 27, 2025, authorized by its board, with repurchases starting in November 2025 via open-market or other compliant methods until funds are exhausted. This follows a successful prior program, signaling confidence in the company's strong balance sheet and shareholder value creation. Purchases hinge on market conditions. Yet risks like economic shifts could alter outcomes.

8-K

MVB sells Victor for $33M gain

10/3/25Oct 3, 2025

MVB Financial Corp. closed the sale of substantially all assets and operations of its fintech subsidiary Victor Technologies to Jack Henry & Associates on September 30, 2025, via an asset purchase agreement. The deal delivers a pre-tax gain of approximately $33 million, boosting earnings per share through reduced overhead while preserving a strategic partnership for ongoing benefits. MVB will deploy proceeds toward general corporate needs, including potential securities repositioning and share repurchases. This validates MVB's fintech incubation approach.

8-K

MVB declares $0.17 dividend

8/20/25Aug 20, 2025

MVB Financial Corp. declared a quarterly cash dividend of $0.17 per share on August 20, 2025, payable September 15 to shareholders of record September 1—the third for 2025, matching the prior quarter. This signals confidence amid accelerating loan growth and 8.5% deposit expansion in Q2, despite seasonal headwinds. Momentum builds. Yet forward-looking optimism hinges on navigating economic and operational risks.

About

MVB Financial Corp. operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers fintech solutions for the gaming, payments, banking-as-a-service, and digital asset sectors; fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and digital products and web and mobile applications for forward-thinking community banks, credit unions, digital banks, and Fintech companies. It operates full-service branches in West Virginia and Virginia. MVB Financial Corp. was founded in 1999 and is based in Fairmont, West Virginia.

CEO

Mr. Larry F. Mazza CPA

IPO

8/3/2012

Website

https://www.mvbbanking.com

Employees

453

Sector

Financial Services

Industry

Banks - Regional