PBBK
PB Bankshares, Inc.22.55
-0.04-0.18%
Dec 16, 4:00:00 PM EST
Earnings Call Transcripts
This Quarter (Q1 '26)
No earnings call transcript available yet
Last Quarter (Q4 '25)
No earnings call transcript available
Key Stats
Market Cap
59.54MP/E (TTM)
23.01Basic EPS (TTM)
0.98Dividend Yield
0%Recent Filings
8-K
Merger approved decisively
PB Bankshares shareholders overwhelmingly approved the merger with Norwood Financial Corp on December 10, 2025, under the July 7 agreement, with PB Bankshares merging into Norwood and Presence Bank into Wayne Bank. Merger proposal passed with 1,803,811 for, 17,842 against. Adjournment also cleared easily. Deal advances decisively.
10-Q
Q3 FY2025 results
PB Bankshares posted Q3 net income of $519K, up 28.5% y/y from $404K, fueled by net interest income jumping 19.5% y/y to $3.4M on stronger loan yields and lower deposit/borrowing costs—net interest margin widened to 2.97%. Loans grew 2.1% q/q to $357.2M, driven by commercial real estate, while cash swelled to $55.3M on securities maturities. Signed merger with Norwood Financial Corp in July 2025 for 0.7850 Norwood shares or $19.75 cash per share (80/20 stock/cash mix), eyed for Q1 2026 close pending approvals. Cash flows strong. Merger distractions loom.
8-K
Q3 earnings beat prior year
PB Bankshares posted Q3 net income of $519,000, up from $404,000 last year, with nine-month net income surging 49.6% to $1.6 million on 17.9% net interest income growth to $9.7 million and a 40 bps NIM expansion to 2.97%. Merger costs with Norwood Financial Corp. hit $335,000, yet pretax income excluding them reached $1.1 million quarterly. Book value climbed to $20.12. Credit quality stays rock-solid.
10-Q
Q2 FY2025 results
PB Bankshares posted net income of $640K for Q2 ended June 30, 2025, up 73% y/y from $370K, with diluted EPS steady at $0.27 (anti-dilution from fewer shares). Net interest income climbed 17.5% y/y to $3.3M on 5.5% higher loan interest and falling deposit/borrowing costs, lifting NIM to 2.88% from 2.54%. Noninterest income doubled to $281K via swap fees, while expenses rose 8.6% on staffing; provision ticked to $40K. Cash swelled to $55.9M, FHLB debt at $43.9M (3.43% weighted rate), well-capitalized. Signed merger with Norwood Financial on July 7 for 0.785x stock or $19.75 cash (80/20 mix). Loans stable, but commercial real estate concentration risks linger.
8-K
Earnings up 62%, NIM improves
PB Bankshares reported Q2 net income of $640,000, up from $370,000 last year, with six-month earnings surging 62.0% to $1.1 million. Net interest income climbed 17.1% to $6.3 million, margin expanded to 2.88%, while loans grew 2.5% to $358.4 million amid commercial real estate focus. Credit quality holds firm. Non-performing loans fell to 0.25%.
IPO
Website
Employees
Sector
Industry
NKSH
National Bankshares, Inc.
33.71+0.29
NWBI
Northwest Bancshares, Inc.
12.71-0.07
PB
Prosperity Bancshares, Inc.
71.50-0.50
PBFS
Pioneer Bancorp, Inc.
14.52+0.08
PCB
PCB Bancorp
23.96+0.12
PEBK
Peoples Bancorp of North Caroli
37.77+0.05
PFS
Provident Financial Services, I
20.84-0.21
PFSB
PFS Bancorp, Inc.
15.40+0.15
PKBK
Parke Bancorp, Inc.
25.42+0.02
PVBC
Provident Bancorp, Inc.
13.50+0.40