RPAY
Repay Holdings Corporation3.6900
+0.2900+8.53%
Dec 16, 4:00:00 PM EST
Earnings Call Transcripts
This Quarter (Q1 '26)
No earnings call transcript available yet
Last Quarter (Q4 '25)
FY Q4 '25
Key Stats
Market Cap
337.03MP/E (TTM)
-Basic EPS (TTM)
-1.38Dividend Yield
0%Recent Filings
8-K
Q4 flat, normalized up 10%
Repay Holdings reported Q4 2025 revenue flat at $78.6M but normalized growth hit 10% excluding political media lapping; Business Payments surged 41% normalized while Consumer Payments grew 8%. A $138.9M non-cash goodwill impairment hammered net loss to $148.3M, yet Adjusted EBITDA held at $32.4M. Guides 2026 revenue to $340-346M with 10-12% growth. Impairments signal share price pressure.
10-K
FY2025 results
Repay Holdings posted FY2025 revenue of $309M, down 1% y/y from $313M, as client losses and the prior year's election-driven media surge offset new wins and organic growth. Consumer Payments grew 2% to $286M (85% of total), while Business Payments fell 9% to $48M amid post-election normalization; gross profit held at 75%. Q4 momentum faltered with $243M goodwill impairment in Consumer Payments from rising discount rates and comp multiples. Adjusted EBITDA dipped 9% to $129M. Debt stands at $287M 2029 Notes; $116M cash, $250M revolver available. No annual guidance disclosed. Sponsor bank reliance risks quarterly volumes.
8-K
Exec bonus terms set
Repay Holdings' Compensation Committee approved 2026 annual incentive program terms for executives on February 19, targeting 50-100% of base salary. Seventy-five percent ties to Adjusted EBITDA achievement—50% payout at threshold, 100% at target, up to 200% at maximum—with 25% on individual goals. Payouts interpolate linearly between thresholds. Routine comp tweak.
8-K
REPAY President Alias departs
Repay Holdings and co-founder Shaler Alias mutually agreed to end his role as President and board director effective February 27, 2026. The amicable transition leaves the position unfilled; CEO John Morris and executives will oversee operations. Alias receives severance under his agreement. REPAY eyes continuity amid leadership shift.
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