SEZL
Sezzle Inc.73.03
+6.86+10.4%
Dec 16, 4:00:00 PM EST
Earnings Call Transcripts
This Quarter (Q1 '26)
No earnings call transcript available yet
Last Quarter (Q4 '25)
FY Q4 '25
ILC shields regs; Mobile details emerge
Q&A downplayed New York BNPL regs as minimal impact, positioning ILC pursuit as key defense against state attacks on BaaS partnerships. Management detailed Sezzle Mobile's imminent AT&T-backed launch, aiming to slash $140 monthly bills to ~$30 for Anywhere subscribers—untapped in 2026 guidance—for retention and acquisition. Subscription pivot succeeded by prioritizing Premium/Anywhere over on-demand, fostering commitment like marriage over dating. Hindsight regrets Q4 credit tightening, eyeing looser box and Pay-in-5 expansion for GMV. Merchant count stabilizing amid saturation. Sezzle eyes credit flexibility next.
Key Stats
Market Cap
2.49BP/E (TTM)
22.47Basic EPS (TTM)
3.25Dividend Yield
0%Recent Filings
8-K
Swaps auditors post control issue
Sezzle Inc. dismissed Baker Tilly as its independent auditor on March 16, 2026, after their report flagged ineffective internal controls over cash flow classification for notes receivable as of December 31, 2025. The Audit Committee promptly engaged PwC for the 2026 fiscal year, pending client acceptance. No audit disagreements occurred. Clean switch, prior weakness noted.
8-K
Sezzle unveils 2026 outlook
Sezzle released its March 2026 investor presentation under Reg FD, recapping FY2025's 66.1% revenue surge to $450.3M and 55.1% GMV growth while hitting $133.1M net income. MODS jumped 211k YoY to 918k. 2026 guides 25-30% revenue growth, $170M adjusted net income. Forward-looking; risks include regulatory scrutiny.
10-K
FY2025 results
Sezzle crushed FY2025 with revenue soaring 66% to $450M on 55% GMV growth to $3.9B, fueled by subscription and fee gains. Q4 holiday surge drove peak volumes, yet credit losses climbed 62% to $89M amid looser underwriting—still 19.8% of revenue. Margins held as marketing doubled to grab consumers. $225M revolver funds ops; $150M buybacks signal confidence. Q4 accelerated growth. Strong cash flow powers scale.
8-K
Restates cash flows, crushes Q4
Sezzle restated 2024 cash flows on February 19, reclassifying $89.7M notes receivable activity from operations to investing, boosting reported operating cash to $130.6M—yet no impact on income or balance sheet. Q4 GMV hit $1.2B (up 35.3%), revenue $129.9M (up 32.2%), net income $42.7M. Cash flows fixed. Guides FY26 revenue growth 25-30%, adjusted net income $170M.
8-K
Sezzle sets Q4 earnings date
Sezzle announced its Q4 and full-year 2025 results release for February 25, 2026, after market close, followed by a 5:00 p.m. ET conference call. Management will attend investor events on March 10 at Wolfe Research FinTech Forum and March 11 at Oppenheimer roadshow. Earnings details emerge soon. No financial figures disclosed yet.
IPO
Website
Employees
Sector
Industry
AXP
American Express Company
380.75-1.82
CPAY
Corpay, Inc.
312.42+0.26
CTLP
Cantaloupe, Inc.
10.64+0.05
KCRD
Kindcard Inc.
0.02-0.01
MA
Mastercard Incorporated
566.02-3.11
OPFI
OppFi Inc.
10.96+0.29
PMTS
CPI Card Group Inc.
16.58+0.15
PYPL
PayPal Holdings, Inc.
61.33+0.59
SOFI
SoFi Technologies, Inc.
26.58+0.76
V
Visa Inc.
345.11-1.78