SFNC
Simmons First National Corporation19.57
+0.20+1.03%
Dec 16, 4:00:00 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
2.83BP/E (TTM)
-Basic EPS (TTM)
-3.26Dividend Yield
0.04%Recent Filings
8-K
8-K
Q3 loss masks repositioning gains
Simmons First National Corporation reported a $562.8 million net loss for Q3 2025, driven by a $626 million after-tax hit from selling $2.4 billion in low-yield securities to fund balance sheet repositioning after raising $327 million in equity. This deleveraging slashed higher-cost wholesale deposits and borrowings, boosting net interest margin to 3.50%—up 44 basis points—while adjusted earnings hit $64.9 million. Credit stayed solid, with net charge-offs at 25 basis points. Repositioning unlocked growth potential, but execution risks linger.
8-K
Simmons completes $325M notes offering
Simmons First National Corporation completed a $325 million public offering of 6.25% fixed-to-floating rate subordinated notes due 2035 on September 12, 2025, netting $321.3 million after expenses. The company plans to use proceeds, plus cash on hand, to fully repay its $330 million 2028 notes on October 1, 2025, while bolstering Tier 2 capital. Notes carry a fixed 6.25% rate until October 2030, then float with Three-Month Term SOFR plus 302 basis points. Redemption starts October 1, 2030, but requires Federal Reserve approval.
8-K
Priced $325M subordinated notes
Simmons First National Corporation priced $325 million in 6.25% fixed-to-floating rate subordinated notes due 2035 on September 9, 2025, expecting to close around September 12. The notes carry a fixed 6.25% rate until October 2030, then float with Three-Month Term SOFR plus 302 basis points. Net proceeds of $321.3 million, plus cash, will repay $330 million of 2028 notes at 5.00% and support general purposes. Redemption hinges on board decision.
8-K
Exec life insurance boosted
Simmons First National Corporation boosted life insurance benefits under its Split-Dollar Plan for two key executives effective August 1, 2025. James 'Jay' Brogdon's coverage rose from $890,000 to $1,400,000, while George Makris III's increased from $610,000 to $800,000. This enhances retention for top talent amid banking pressures. Benefits vest post-59½ without cause, but lapse on competitive moves.
IPO
Website
Employees
Sector
Industry
BFC
Bank First Corporation
135.42-0.09
FBNC
First Bancorp
53.55+0.08
FFBC
First Financial Bancorp.
26.58-0.40
FHN
First Horizon Corporation
23.67-0.06
FMNB
Farmers National Banc Corp.
14.42+0.04
FXNC
First National Corporation
26.20+0.01
SFBS
ServisFirst Bancshares, Inc.
74.76+1.00
SFCO
SOUTHERN FINANCIAL CORPORATION
9.55+0.00
SFST
Southern First Bancshares, Inc.
55.26-0.24
SMBC
Southern Missouri Bancorp, Inc.
62.22+0.48