TFSL
TFS Financial Corporation14.00
+0.05+0.36%
Dec 16, 4:00:01 PM EST
Earnings Call Transcripts
This Quarter (Q1 '26)
No earnings call transcript available yet
Last Quarter (Q4 '25)
No earnings call transcript available
Key Stats
Market Cap
3.93BP/E (TTM)
43.75Basic EPS (TTM)
0.32Dividend Yield
0.08%Recent Filings
8-K
TFSL declares dividend; MHC waives
TFS Financial declared a $0.2825 per share quarterly cash dividend on February 26, 2026, payable March 25 to record holders on March 11. Its MHC, owning 81% of shares, waived receipt under Federal Reserve non-objection through July 8, 2026, after prior waivers totaling $0.565 per share. MHC waivers boost retained capital. Forward-looking dividend plans carry risks.
8-K
Annual meeting elects directors
TFS Financial stockholders at the February 26, 2026 annual meeting elected William C. Mulligan, Terrence R. Ozan, Marc A. Stefanski, and Daniel F. Weir to three-year board terms, with Mulligan facing the stiffest opposition at 9.8M against votes. Say-on-pay drew solid support at 246M for amid 19M against. Deloitte & Touche ratification sailed through unanimously. Board continuity locked in.
10-Q
Q1 FY2026 results
TFS Financial held steady in Q1 FY2026 ended December 31, 2025, posting net income of $22.3M, off a tick from $22.4M y/y, with diluted EPS flat at $0.08 on 279.9M shares. Net interest income climbed 10.8% y/y to $75.7M, fueled by loan yields up 19bps to 4.68% on a $467M larger average loan book, though non-interest expense jumped 17% to $56.2M on marketing and salaries. Cash swelled to $457M while $4.94B debt (3.44% weighted rate) drew $2.8B availability from FHLB/FRB/Fed Funds; ops generated $58.7M cash. Steady as she goes. Elevated delinquencies lurk in home equity lines.
8-K
Q1 net income $22.3M
TFS Financial reported Q1 fiscal 2026 net income of $22.3 million on January 29, 2026, down slightly from $26.0 million last quarter yet up year-over-year as net interest income rose $7.4 million to $75.7 million, fueled by higher asset yields despite Fed rate cuts. Expenses climbed on bonuses and marketing, but a $1.0 million credit loss release and solid 10.75% Tier 1 capital aided stability. Delinquencies ticked to 0.23%. Capital stays rock-solid.
8-K
CEO gets $7.7M retention award
TFS Financial granted CEO Marc Stefanski a $7.7 million one-time retention award on December 18, 2025—215,200 RSUs and 322,800 PSUs, 40/60 split—with five-year cliff vesting on December 10, 2030. PSUs hinge on ≥0.55% return on average assets yearly from FY2026-2030; no retirement vesting, unlike past grants. Locks in leadership. Forfeits on exit sans death/disability.
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