UWHR
Uwharrie Capital Corp10.65
+0.00+0%
Dec 16, 4:00:00 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
76.66MP/E (TTM)
7.77Basic EPS (TTM)
1.37Dividend Yield
0%Recent Filings
8-K
8-K
Q3 earnings and stock dividend
Uwharrie Capital Corp reported Q3 2025 results on October 29, showing consolidated assets up to $1.22 billion from $1.13 billion at year-end 2024, with nine-month net income available to common shareholders at $7.8 million or $1.08 per share, versus $7.2 million or $0.97 per share last year. Yet quarterly figures dipped slightly to $2.7 million or $0.38 per share from $2.9 million or $0.39. The board declared a 3% stock dividend payable December 1 to shareholders of record November 10, adjusted retroactively in EPS. Forward-looking statements highlight risks to earnings goals.
8-K
Strong Q2 growth reported
Uwharrie Capital Corp reported solid Q2 2025 results on August 22, with total assets climbing to $1.17B, up 4.1% from last year, while loans surged 7.2% to $687M. Net income jumped 17% year-over-year to $2.68M attributable to common shareholders, boosting ROE to 17.3% amid a 3.56% net interest margin. Growth persists in a tough economy. Forward-looking statements highlight risks from external factors.
10-Q
Q2 FY2025 results
Uwharrie Capital Corp posted solid Q2 results, with net interest income climbing 10.4% year-over-year to $9.7 million on stronger loan yields, while total revenue edged up amid mortgage banking gains. Diluted EPS held steady at $0.38, aligning with 7.0 million weighted shares and no anti-dilution effects. Noninterest income jumped 38.6% to $3.1 million, fueled by $1.0 million from mortgage operations, yet expenses rose 14.7% to $9.0 million on higher salaries. Cash swelled to $73.3 million with $3.3 million in operating cash flow, deposits grew $32.1 million to $1.1 billion, and $29.2 million long-term debt carries fixed-to-floating rates maturing 2029-2036; revolver fully available. Non-GAAP metrics not disclosed in the 10-Q. Credit quality stays tight, but rising nonaccrual loans signal watchfulness.
8-K
Q2 earnings beat prior year
Uwharrie Capital Corp reported stronger Q2 2025 results, with net income hitting $2.8 million, up from $2.2 million last year, and $0.38 per common share versus $0.29. For the first half, earnings rose to $5.4 million from $4.6 million, boosting assets to $1.17 billion from $1.13 billion at year-end 2024. Growth signals steady balance sheet expansion. Forward-looking statements highlight risks from economic shifts.
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