WSBC
WesBanco, Inc.34.71
-0.44-1.25%
Dec 16, 4:00:01 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
3.33BP/E (TTM)
16.45Basic EPS (TTM)
2.11Dividend Yield
0.04%Recent Filings
8-K
10-Q
Q3 FY2025 results
WesBanco's Q3 2025 results reflect robust topline momentum post-PFC acquisition, with net interest income up 78.9% y/y to $216.7M on 53.7% average loan growth to $19.0B (yield +24bps to 6.17%) and 55.7% deposit expansion to $21.3B (cost -29bps to 2.56%), while net interest margin expanded 59bps y/y to 3.51%. Provision for credit losses dipped to $2.1M from $4.8M y/y amid 0.19% annualized charge-offs, but non-interest income surged 51.5% y/y to $44.9M on higher fees and swap income, offset by non-interest expense (ex-merger/restructuring) up 46.0% y/y to $144.8M from added scale. Diluted EPS hit $0.84, up 55.6% y/y, reconciling to 96.1M shares; liquidity strengthened with $1.0B cash and $6.6B FHLB availability against $1.7B borrowings (cost -85bps y/y). The PFC deal closed February 2025 for $1.0B in stock (30% ownership stake), adding $481.4M goodwill and $152.5M intangibles (10-year amortization). Yet competition in regional banking pressures margins.
8-K
WesBanco Q3 earnings surge
WesBanco reported Q3 2025 net income of $81.0 million, or $0.84 per diluted share, up sharply from $34.7 million last year, fueled by the February Premier Financial acquisition that boosted loans 52.0% to $18.9 billion and deposits 53.8% to $21.3 billion, with organic growth fully funding expansions. Net interest margin expanded 58 basis points to 3.53% amid higher yields and lower costs, while efficiency improved to 55.1% through synergies. Branch closures loom. Organic growth persists.
8-K
Q3 2025 earnings call set
WesBanco announced its third-quarter 2025 financial results will drop after market close on October 22, with CEO Jeffrey H. Jackson and CFO Daniel K. Weiss hosting a conference call the next day at 3:00 p.m. ET. Investors can tune in via webcast on wesbanco.com or dial in for live details. No figures yet. Replay available until November 6.
8-K
WesBanco completes preferred stock offering
WesBanco completed a public offering of 9,200,000 depositary shares on September 17, 2025, each representing a 1/40th interest in its new 7.375% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B, with a $25 liquidation preference per share. Filed on September 15, the Series B ranks senior to common stock for dividends and liquidation but on parity with Series A preferred. This bolsters capital while restricting common dividends if Series B payments lag. No proceeds details disclosed.
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