ACNB
ACNB Corporation52.51
-0.10-0.19%
Dec 16, 4:00:00 PM EST
Earnings Call Transcripts
This Quarter (Q1 '26)
No earnings call transcript available yet
Last Quarter (Q4 '25)
No earnings call transcript available
Key Stats
Market Cap
549.65MP/E (TTM)
15.77Basic EPS (TTM)
3.33Dividend Yield
0.03%Recent Filings
8-K
8-K
ACNB issues $15M sub debt
ACNB Corporation issued $15 million in 5.875% fixed-to-floating rate subordinated notes due 2036 to institutional investors on March 12, 2026, at par. Notes qualify as Tier 2 capital, bear fixed interest until March 15, 2031, then float at Three-Month Term SOFR plus 245 bps; non-callable before then. Proceeds fund general corporate purposes, possibly redeeming its 4% notes due 2031. Subordinated to senior debt.
10-K
FY2025 results
ACNB Corporation grew assets to $3.23B in FY2025 ended December 31, 2025, powered by the February Traditions acquisition adding $648M loans and $742M deposits; net income hit $37.1M despite $10.7M merger costs and $3.6M securities sale loss, with net interest income surging 47% to $123.1M on 4.23% margin (derived). Q4 momentum shone via repositioned securities boosting future income $2.6M annually, while loans climbed 39% y/y yet nonperformers edged to 0.46% on acquisition mix. Repurchased 117K shares; equity swelled to $420M. Traditions drove core deposit growth, but commercial real estate volatility looms.
8-K
ACNB redeems $15M notes
ACNB Corporation announced redemption of its $15,000,000 4.00% Fixed-to-Floating Rate Subordinated Notes due 2031, effective March 31, 2026, at 100% of principal plus accrued interest. The bank will fund it with excess cash, possibly issuing replacement notes of equal amount. Redemption streamlines debt maturity.
8-K
Amends exec change-in-control pacts
ACNB Corporation amended change-in-control agreements for CFO Jason H. Weber and Chief Strategy Officer Brett D. Fulk on February 19, 2026, boosting severance multiples from 2.0 to 2.99 times agreed compensation upon qualifying terminations post-change in control. Both now get two-year benefit continuations; Fulk gains a limited 280G gross-up, while prior reductions vanish. Non-solicit terms extend to two years. Signals M&A readiness.
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