CCNE
CNB Financial Corporation27.72
-0.13-0.47%
Dec 16, 4:00:01 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
817.08MP/E (TTM)
14.44Basic EPS (TTM)
1.92Dividend Yield
0.03%Recent Filings
8-K
8-K
10-Q
Q3 FY2025 results
CNB Financial's Q3 2025 results show revenue climbing 31.7% year-over-year to $108.6M, fueled by the July ESSA acquisition that added $1.7B in loans and $1.5B in deposits, while organic loan growth hit 4.77% year-to-date. Net interest income jumped 41.3% to $67.1M, with net interest margin steady at 3.69%, though provision for credit losses spiked to $18.5M from a $16.4M non-PCD reserve on acquired loans. Non-interest expense rose 29.3% to $50.2M, including $4.2M in merger costs, but liquidity stays robust at $438.1M in cash equivalents plus $5.8B in borrowing capacity. The ESSA deal closed July 23 for $202.6M in stock, recognizing $49.9M goodwill and $35.3M core deposit intangible amortized over 10 years. Diluted EPS dipped to $0.22 from $0.61, yet adjusted for merger hits, it shines at $0.82. Non-GAAP efficiency improved to 57.7%. Elevated interest rates pose ongoing pressure on funding costs.
8-K
CNB declares preferred dividend
CNB Financial Corporation declared a quarterly dividend of $0.4453125 per depositary share (CCNEP) on its Series A Preferred Stock, payable December 1, 2025, to holders of record as of November 15, 2025. This distribution, stemming from a $17.8125 per share dividend on the underlying stock, underscores the company's commitment to preferred shareholders amid its $8.3 billion asset base. Steady payouts like this bolster investor confidence. Yet, non-cumulative terms mean no accrual if skipped.
8-K
Quarterly dividend declared
CNB Financial Corporation's board declared a quarterly cash dividend of $0.18 per common share on August 12, 2025, payable September 12 to shareholders of record August 29. This steady payout underscores the company's commitment to returning capital amid its $8.0 billion asset base. Dividend signals stability. Yet, investors should note ongoing economic pressures on regional banks.
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