CB
Chubb Limited311.04
-1.57-0.5%
Dec 16, 4:00:03 PM EST
Earnings Call Transcripts
This Quarter (Q1 '26)
No earnings call transcript available yet
Last Quarter (Q4 '25)
FY Q4 '25
Reaffirms results, details intl/digital
Q&A largely reaffirmed prepared remarks' upbeat tone on record results and growth, while surfacing details on international consumer momentum via bank partners like Nubank in Brazil and Banco de Chile. Evan defended U.S. personal lines margins against regulator scrutiny, blaming litigation and cats over profiteering. He quantified digital transformation's 150bps combined ratio gain over 3-4 years, mostly expenses via 9 projects. Data centers emerged as a global insurance sweet spot for Chubb, though investment caution prevails. No margin guidance given. Confident start to 2026. Investors will eye intl execution.
Key Stats
Market Cap
124.01BP/E (TTM)
13.00Basic EPS (TTM)
23.92Dividend Yield
0.01%Recent Filings
8-K
Chubb cuts share capital
Chubb Limited slashed its share capital by CHF 5,993,287 on March 10, 2026, canceling 11,986,574 treasury shares repurchased in 2025. This trimmed total capital to CHF 200,060,423.50 across 400,120,847 shares, per amended Articles registered in Zurich. Routine housekeeping. Board flexes capital band smoothly.
10-K
FY2025 results
Chubb Limited's FY2025 10-K shows consolidated net premiums earned of $53.0B, up 6.4% y/y, with P&C lines growing 5.4% to $47.6B on strong commercial and consumer momentum. P&C underwriting income strengthened as the combined ratio improved to 85.7% from 86.6%, aided by $1.1B favorable prior period development but offset by $2.9B catastrophe losses including $1.5B California wildfires. Q4 trends accelerated in North America commercial and personal lines, while Overseas General grew 7.5% with stable margins. Life premiums surged 15.1%, boosting segment income 13.1%. Net investment income hit $6.5B on higher assets; $3.4B shares repurchased. Solid liquidity with $12.8B operating cash flow. Catastrophes remain a key risk to quarterly momentum.
8-K
Chubb Q4 records shine
Chubb crushed Q4 with net income of $3.21B, up 24.7%, and core operating income of $2.98B, up 21.7%, on $13.1B net premiums written, up 8.9%. P&C underwriting income soared 39.6% to $2.20B with record combined ratio of 81.2%, aided by low $365M cat losses. Records everywhere. Expects strong '26 growth.
8-K
Investor presentation released
8-K
Lupica retires; Keogh steps up
Chubb announced John Lupica, Vice Chairman of Chubb Group and Executive Chairman of North America Insurance, will retire effective December 31, 2025, after 25 years. John Keogh, President and COO, adds Chairman of North America Insurance to his duties. Smooth transition preserves leadership continuity.
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