CINF
Cincinnati Financial Corporation165.42
-1.65-0.99%
Dec 16, 4:00:01 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
FY Q3 '25
Key Stats
Market Cap
25.87BP/E (TTM)
12.32Basic EPS (TTM)
13.43Dividend Yield
0.02%Recent Filings
8-K
8-K
8-K
Q3 net income surges 37%
Cincinnati Financial posted third-quarter 2025 net income of $1.122 billion, or $7.11 per share, up 37% from last year, fueled by a $675 million after-tax boost from equity securities. Non-GAAP operating income doubled to $449 million, or $2.85 per share, thanks to a $152 million drop in catastrophe losses and 9% premium growth. Underwriting profits hit $293 million with an 88.2% combined ratio—best since 2015. Book value climbed 11% to $98.76.
10-Q
Q3 FY2025 results
Cincinnati Financial's Q3 2025 results showed strong momentum, with earned premiums up 12% year-over-year to $2.567B and net income jumping 37% to $1.122B, or $7.11 diluted EPS—yet nine-month net income dipped 9% to $1.717B amid wildfire catastrophes. Investment income rose 14% to $295M, while net gains climbed 13% to $853M, buoyed by equity holdings; free cash flow hit $2.153B (derived) on $2.165B operating cash minus $12M capex. Total debt stayed at $815M against $1.460B cash, keeping liquidity solid. But catastrophe losses, like those from California wildfires, underscore weather's persistent bite.
8-K
Upsized $400M credit facility
Cincinnati Financial Corporation terminated its $300 million revolving credit facility, set to mature in February 2026, and replaced it with a new $400 million unsecured revolving facility maturing October 10, 2030, led by Fifth Third Bank with four lenders. The new deal includes a $400 million accordion option, $75 million swing line, and $400 million letter of credit sublimit, while capping debt to capital at 35%. This upsized liquidity bolsters financial flexibility amid steady insurance operations.
IPO
Website
Employees
Sector
Industry
AFG
American Financial Group, Inc.
136.35-1.10
CB
Chubb Limited
311.04-1.57
CNA
CNA Financial Corporation
47.13-0.16
FAXRF
FAIRFAX FINANCIAL HLDGS LTD 5%
13.50+0.00
HIG
The Hartford Insurance Group, I
137.77-0.90
PGR
Progressive Corporation (The)
231.81-4.55
RLI
RLI Corp.
65.42+0.40
SIGI
Selective Insurance Group, Inc.
83.20-0.54
THG
Hanover Insurance Group Inc
183.76-2.46
UFCS
United Fire Group, Inc
36.60-0.31