FCFS
FirstCash Holdings, Inc.162.55
-2.05-1.25%
Dec 16, 4:00:01 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
7.21BP/E (TTM)
23.52Basic EPS (TTM)
6.91Dividend Yield
0.01%Recent Filings
8-K
Record Q3 earnings surge
FirstCash Holdings crushed Q3 with revenue up 12% to $936 million and net income rising 28% to $83 million, fueled by the August 14 H&T acquisition adding 286 U.K. stores and boosting pawn receivables 13-25% across regions. The board hiked the quarterly dividend to $0.42 per share and greenlit $150 million in stock buybacks, signaling robust cash flows amid strong demand. Yet leverage sits at 3.2x net debt to adjusted EBITDA.
8-K
H&T acquisition completed
FirstCash Holdings completed its acquisition of H&T Group on August 14, 2025, buying the U.K.'s leading pawnbroker with 286 stores for $383 million in cash plus $85 million in assumed net debt. This deal diversifies FirstCash's footprint into the U.K., boosting scale and operating leverage while adding experienced leadership. Earnings accretion hits $0.20 to $0.25 per share for the rest of 2025, net of borrowing costs. Integration risks loom in the new regulatory regime.
8-K
FirstCash seals H&T acquisition
FirstCash Holdings completed its acquisition of H&T Group plc on August 14, 2025, for $383 million in cash plus $85 million in assumed net debt, funded via its revolving credit facility. This deal catapults FirstCash into the U.K. market, boosting its pawn locations to over 3,300 across the U.S., Latin America, and Europe, with pro forma revenues nearing $4 billion. The acquisition promises immediate earnings accretion of $0.20 to $0.25 per share for 2025's remainder. Integration risks loom in the new regulatory landscape.
8-K
Q2 strength, H&T close imminent
FirstCash Holdings released its August 2025 investor presentation, highlighting robust Q2 results with revenue at $3.4 billion TTM, adjusted EBITDA up 19% year-over-year to $613 million, and same-store pawn receivables growing 13% in local currency. The H&T Acquisition remains on track to close this month, poised to expand the company's pawn footprint in the UK amid resilient demand from unbanked consumers. Pawn operations drive 78% of segment contribution, yet regulatory uncertainties loom large.
8-K
FCA approves H&T acquisition
FirstCash Holdings' subsidiary Bidco secured UK Financial Conduct Authority approval for its cash acquisition of H&T Group on July 30, 2025, clearing a key hurdle. The deal, structured as a court-sanctioned scheme, now eyes completion on August 14, 2025, pending High Court sanction on August 12. This move thrusts FirstCash into the UK's pawn and jewelry market. Integration risks loom large.
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