FSUN
FirstSun Capital Bancorp38.54
+0.07+0.18%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
1.07BP/E (TTM)
12.20Basic EPS (TTM)
3.16Dividend Yield
0%Recent Filings
8-K
10-Q
Q3 FY2025 results
FirstSun Capital Bancorp posted steady Q3 results through September 30, 2025, with net income at $23.2M, up slightly from $22.4M y/y, and diluted EPS of $0.82 versus $0.79. Net interest income climbed 6.3% y/y to $81.0M on lower deposit costs, while mortgage banking jumped 43% y/y to $12.6M from higher originations and MSR gains. Loans grew to $6.7B; deposits hit $7.1B. Cash sits at $660M with $1.4B FHLB availability. Provision rose to $10.1M on C&I deterioration. Proposed First Foundation merger eyes Q2 2026 close. Non-bank fintech competition presses.
8-K
8-K
Q3 profit holds; credit pressures rise.
FirstSun Capital Bancorp posted Q3 net income of $23.2 million, or $0.82 per diluted share, with steady 4.07% NIM but elevated $10.1 million credit provision from C&I deterioration and $9.1 million charge-offs. Loans surged 10.6% annualized to $6.7 billion amid C&I growth, while deposits edged up 0.3% to $7.1 billion. Credit costs spiked. Strong capital intact.
8-K
FirstSun merges First Foundation
FirstSun Capital Bancorp signed a merger agreement on October 27, 2025, for First Foundation to merge into it in an all-stock deal at 0.16083 FirstSun shares per First Foundation share, plus $17.5 million cash to warrant holders; First Foundation Bank follows into Sunflower Bank. Targeted Q2 2026 close awaits regulatory and stockholder nods, with $3.4 billion non-core asset downsizing to slash risk. Merger accelerates SoCal push. Regulatory hurdles loom large.
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