CFFN Research | Milton Maxwell

CFFN

Capitol Federal Financial, Inc.

7.10

+0.13+1.87%

Dec 16, 4:00:01 PM EST

Upcoming Earnings

Report date

≈ -/-

Earnings Call Transcripts

This Quarter (Q4 '25)

No earnings call transcript available yet

Last Quarter (Q3 '25)

No earnings call transcript available

Key Stats

Market Cap

924.99M

P/E (TTM)

13.65

Basic EPS (TTM)

0.52

Dividend Yield

0.05%

Recent Filings

8-K

Annual meeting slides posted

1/23/26Jan 23, 2026

Capitol Federal Financial announced its Annual Meeting of Stockholders slide presentation will be available on its website at 10:00 a.m. CT on January 27, 2026. The filing under Regulation FD discloses this alongside the meeting timing. No financial or operational details provided. Forward-looking statements carry standard risks.

8-K

Special dividend, buyback update

12/17/25Dec 17, 2025

Capitol Federal Financial declared a special cash dividend of $0.04 per share, payable January 23, 2026 to shareholders of record January 9. It repurchased 1,577,853 shares at $6.72 average cost from October 1 to December 16, 2025. This balances future investments with capital returns. Risks include interest rate fluctuations.

10-K

FY2025 results

11/26/25Nov 26, 2025

Capitol Federal Financial posted FY2025 net income of $68M ($0.52/share), up sharply from $38M ($0.29/share) amid securities strategy gains last year. Loans grew $205M to $8.13B, driven by $607M commercial surge (now 26% of portfolio) offsetting $400M one-to-four-family runoff; Q4 repurchases hit 618K shares for $3.9M. Net interest margin expanded to 1.96% via higher commercial yields outpacing deposit costs, with deposits up $461M via high-yield savings. Strong asset quality persisted: delinquencies 0.15%/0.09%, NCOs $198K. Dividends held at $0.34/share. Rising rates pressure fixed-rate assets.

8-K

Strong FY25 earnings, dividend

10/29/25Oct 29, 2025

Capitol Federal Financial posted FY2025 net income of $68.0 million, up from $38.0 million, with net interest margin expanding to 1.96% from 1.77% on 40.2% commercial loan growth to 26% of portfolio. Assets hit $9.78 billion; efficiency ratio improved to 58.33%. Board declared $0.085/share dividend, payable November 21. Commercial push pays off.

8-K

Annual meeting scheduled

10/17/25Oct 17, 2025

Capitol Federal Financial announced its annual stockholders meeting for January 27, 2026, with a voting record date of December 5, 2025. No other material events or financial impacts disclosed. Forward-looking statements highlight risks like interest rate fluctuations and regulatory changes.

About

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.

CEO

Mr. John B. Dicus

IPO

4/1/1999

Website

https://capfed.com

Employees

604

Sector

Financial Services

Industry

Banks - Regional