KB
KB Financial Group Inc.84.04
-1.77-2.06%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q1 '26)
No earnings call transcript available yet
Last Quarter (Q4 '25)
FY Q4 '25
Q&A boosts ROE target, details returns
Q&A unpacked the bumper year-end dividend—KRW575.5B total—as blending deferred H1 returns, PBR normalization above 0.8x, and capital market policy boosts, while splitting KRW1.2T H1 2026 buybacks into two KRW600B rounds for direct acquisition timing. Management raised mid-term ROE target above 11% from 10%, emphasizing noninterest income and overseas profit ramps. They guided 2026 bank loans ~5% (household 2-3%, corporate 6-7%), NIM gradual decline to low-mid 1% range, SG&A +4% (recurring ~2%), credit costs low-mid 40bps. ELS penalties (KRW263B provisioned) to resolve in 2026 with rebound. Flexible returns signal what investors track next.
Key Stats
Market Cap
30.81BP/E (TTM)
8.22Basic EPS (TTM)
10.22Dividend Yield
41.6%FBK
FB Financial Corporation
58.09-0.74
FHB
First Hawaiian, Inc.
25.93-0.13
KEY
KeyCorp
20.58+0.12
KISB
Kish Bancorp, Inc.
41.10+0.00
MFG
Mizuho Financial Group, Inc. Sp
7.38-0.21
MVBF
MVB Financial Corp.
27.79-0.17
PNC
PNC Financial Services Group, I
209.98-0.91
RF
Regions Financial Corporation
27.51+0.12
SHG
Shinhan Financial Group Co Ltd
52.12-1.27
WF
Woori Financial Group Inc.
55.90-0.40