KNSL
Kinsale Capital Group, Inc.385.16
-7.01-1.79%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
8.97BP/E (TTM)
18.94Basic EPS (TTM)
20.34Dividend Yield
0%Recent Filings
8-K
10-Q
Q3 FY2025 results
Kinsale Capital Group posted solid Q3 results, with net earned premiums up 17.8% year-over-year to $411.0M, fueled by 8.4% growth in gross written premiums to $486.3M despite softer property lines. The loss ratio improved to 53.9% from 56.1%, thanks to lower catastrophe hits at $1.2M and $15.8M in favorable prior-year development, while the expense ratio ticked up to 21.0% on higher retention. Net income climbed 24.0% to $141.6M, or $6.09 diluted EPS, with investment income rising 25.1% to $49.6M on a bigger portfolio. Cash swelled to $170.2M, bolstered by $802.3M in nine-month operating cash flow, against $199.3M in debt including a fresh $15.0M draw for headquarters buildout. Yet intense competition in excess and surplus lines pressures margins.
8-K
Kinsale Q3 net income surges 24%
Kinsale Capital Group reported third-quarter 2025 net income of $141.6 million, up 24% from $114.2 million last year, fueled by 8.4% higher gross written premiums at $486.3 million and 25.1% more net investment income of $49.6 million. Underwriting income rose to $105.7 million with a combined ratio of 74.9%, aided by lower catastrophe losses and favorable prior-year reserve development. Commercial property premiums dipped amid competition, yet other divisions grew strongly. Disciplined underwriting sustains profitability.
8-K
Kinsale leadership transitions announced
Kinsale Capital Group elected Brian D. Haney, its President and COO, to the Board on October 23, 2025, as he plans to retire effective March 2, 2026, and transition to a Senior Advisor role focused on investor relations. Michael P. Kehoe, current Chairman and CEO, will add the President title upon Haney's exit, while Stuart P. Winston advances to Executive Vice President, Chief Underwriting Officer. Leadership continuity shines through. This smooth handover bolsters underwriting strength and investor ties amid Haney's 17-year tenure.
8-K
Q2 net income surges 45%
Kinsale Capital Group reported Q2 2025 net income of $134.1 million, up 45% from $92.6 million last year, driven by 4.9% higher gross written premiums at $555.5 million and 29.6% net investment income growth to $46.5 million. Underwriting income hit $95.5 million with a sharp combined ratio of 75.8%, aided by $15.4 million in favorable prior-year reserve development, though commercial property premiums dipped 16.8% amid competition. The company repurchased $10 million in shares. Disciplined underwriting sustains value.
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