PNFP
Pinnacle Financial Partners, Inc.99.78
-0.64-0.64%
Dec 16, 4:00:01 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
7.74BP/E (TTM)
12.73Basic EPS (TTM)
7.84Dividend Yield
0.01%Recent Filings
8-K
8-K
8-K
8-K
EPS up 17.7%, revenues soar
Pinnacle Financial Partners reported third-quarter 2025 net income per diluted share of $2.19, up 17.7% year-over-year, with adjusted EPS hitting $2.27 after $7.7 million in merger costs. Revenues surged 16.7% to $544.8 million, fueled by 12.9% net interest income growth and 28.4% noninterest income rise, while loans expanded 10.6% to $37.9 billion and core deposits climbed 15.7%. The pending Synovus merger advances toward a Q1 2026 close, promising $250 million in cost savings yet facing integration risks. Flywheel spins fast.
8-K
Merger update boosts outlook
Pinnacle Financial Partners and Synovus released a joint investor presentation on August 27, 2025, detailing their pending merger into a Southeast powerhouse. The deal promises $250 million in cost synergies—50% in year one—while preserving growth through aggressive hiring, targeting 21% EPS accretion by 2027 and a top-tier 47% efficiency ratio. Integration risks loom, including regulatory hurdles and execution delays. Progress accelerates.
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