TRST
TrustCo Bank Corp NY42.73
-1.71-3.85%
Dec 16, 4:00:00 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
805.50MP/E (TTM)
14.20Basic EPS (TTM)
3.01Dividend Yield
0.03%Recent Filings
8-K
10-Q
Q3 FY2025 results
TrustCo Bank Corp NY posted solid Q3 2025 results, with net income climbing 26% year-over-year to $16.3 million, or $0.86 diluted EPS, from $12.9 million, or $0.68, last year—driven by net interest income up 11.5% to $43.1 million on higher loan yields (4.32% from 4.12%, derived) and a bigger short-term investment pile, while the net interest margin expanded to 2.79% from 2.61%. Loans grew 2.5% year-over-year to $5.19 billion average, fueled by residential mortgages and home equity lines, yet nonperforming assets ticked down slightly to $18.5 million with net recoveries of $176 thousand; the provision for credit losses eased to $250 thousand from $500 thousand. Cash equivalents swelled to $695.6 million, bolstering liquidity, while shareholders' equity hit $692.0 million amid $11.5 million in buybacks. Non-GAAP metrics not disclosed in the 10-Q. Strong competition in market areas persists as a key risk.
8-K
Q3 2025 earnings released
TrustCo Bank Corp NY released its Q3 2025 earnings on October 21, detailing results through September 30. The filing attaches the press release but discloses no specific financial figures here. Investors await details on performance amid banking sector pressures. Filing highlights routine quarterly update.
8-K
Q3 earnings release scheduled
TrustCo Bank Corp NY announced on October 10, 2025, that it will release its third quarter 2025 financial results on October 21, 2025, followed by a conference call on October 22, 2025, to discuss them. This early heads-up lets investors prepare for key metrics amid ongoing market volatility. No preliminary figures were shared. Earnings await.
8-K
TrustCo hikes dividend 5.6%
TrustCo Bank Corp NY boosted its quarterly cash dividend to $0.38 per share on August 19, 2025, up 5.6% from the prior amount and equating to $1.52 annualized. This signals board confidence in steady earnings. The payout hits shareholders of record on September 5, payable October 1. Solid returns for investors.
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