WAFD
WaFd, Inc.32.73
-0.41-1.24%
Dec 16, 4:00:00 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
2.58BP/E (TTM)
12.44Basic EPS (TTM)
2.63Dividend Yield
0.03%Recent Filings
10-K
FY2025 results
WaFd posted FY2025 net income of $226M, up 13% y/y, as net interest income held steady at $654M despite 11bp margin compression to 2.58% amid falling rates, while noninterest expense fell 5% sans prior-year $25M merger costs and $5M restructuring from exiting single-family lending. Loans dipped 4% to $20.1B net, led by construction runoff, yet commercial originations hit 83% of total; Q4 nonperformers spiked on one CRE loan, lifting NPA ratio to 0.54% with ACL at 1.04%. Repurchased $102M in shares, paid $85M common dividends. Strong liquidity with $6.6B FHLB capacity. Fluctuating rates threaten spreads.
8-K
WaFd declares preferred dividend
WaFd declared a quarterly cash dividend of $12.1875 per share on its 4.875% Series A Preferred Stock on November 11, 2025, equating to $0.30468750 per depositary share (WAFDP). Payable January 15, 2026, to holders of record December 31, 2025. Dividend meets fixed-rate terms. No strategic shifts disclosed.
8-K
WaFd Q4 results presentation
8-K
WaFd Q4 earnings steady, credit slips
WaFd posted Q4 net income of $61 million and full-year $226 million, with EPS at $0.72 and $2.63, respectively; NIM edged up to 2.71% on lower deposit costs, while loans shrank to $20.1 billion amid 103% higher originations. Credit soured—non-performing assets hit 0.54% of assets, delinquencies 0.60%—tied to one CRE loan. Business shift pays off early. Deposits steady.
8-K
WaFd sets earnings release date
WaFd Inc. announced on October 3, 2025, plans to release Q4 and fiscal year 2025 earnings after market close on October 16, followed by a management conference call at 7:00 am PT on October 17. Investors can register via the company's IR site or provided link. Earnings details await disclosure. Forward-looking statements carry standard risks.
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