CBFV
CB Financial Services, Inc.36.51
+0.12+0.33%
Dec 16, 4:00:01 PM EST
Earnings Call Transcripts
This Quarter (Q1 '26)
No earnings call transcript available yet
Last Quarter (Q4 '25)
No earnings call transcript available
Key Stats
Market Cap
182.95MP/E (TTM)
70.21Basic EPS (TTM)
0.52Dividend Yield
0.03%Recent Filings
10-K
8-K
8-K
8-K
Kauffman joins CB board
CB Financial Services appointed Craig L. Kauffman to its Board of Directors and Community Bank's board, effective November 20, 2025, adding him to the Audit and Compliance Committees. Kauffman brings four decades of banking leadership, including CEO stints at a $2.2 billion asset firm and BB&T's $6 billion region. Bylaws amended to require directors reside within 20 miles of a bank office. New blood bolsters expertise.
10-Q
Q3 FY2025 results
CB Financial Services posted a Q3 net loss of $5.7 million, or $1.07 diluted EPS, versus $3.2 million net income and $0.60 EPS a year earlier, driven by an $11.8 million after-tax loss on securities sales amid a portfolio repositioning that swapped low-yield assets for higher ones. Net interest income climbed 14% year-over-year to $13.1 million, with margin expanding 53 basis points to 3.64% (derived), fueled by loan growth and deposit cost relief despite Fed rate cuts. Loans rose 4.6% to $1.14 billion, anchored by commercial real estate, while deposits grew 4% to $1.33 billion; quarter-end cash stood at $55.9 million with $478.6 million FHLB availability and $34.7 million in borrowings. The repositioning should boost future margins by 19 basis points. Yet competition in southwestern Pennsylvania's lending market remains a persistent drag.
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