CFBK
CF Bankshares Inc.24.36
+0.43+1.8%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
156.97MP/E (TTM)
9.78Basic EPS (TTM)
2.49Dividend Yield
0.01%Recent Filings
8-K
8-K
Q3 earnings hit by loan charge-off
CF Bankshares Inc. reported Q3 2025 net income of $2.3 million, down sharply from $4.2 million a year earlier, hammered by a $5.1 million provision for credit losses tied to a $7 million full charge-off of a non-core, once-investment-grade loan. Yet pre-provision, pre-tax net revenue surged 33% to $7.8 million, fueled by a 35bps NIM expansion to 2.76% and 58bps lower cost of funds, while core deposits grew $20 million. Credit metrics normalized, with nonaccrual loans dropping 40% to 0.57% of total loans. Strong pipelines signal accelerating loan growth in 2026.
8-K
Stock conversion updates shares
CF Bankshares Inc. issued 90,300 shares of voting common stock on October 3, 2025, converting from non-voting shares, boosting voting shares to 6,367,075 while dropping non-voting to 76,700. This shift, following a September 26 snapshot, enhances voting control among shareholders. Conversions continue steadily.
8-K
Stock conversion boosts voting shares
CF Bankshares Inc. issued 240,000 shares of voting common stock on September 26, 2025, converting from non-voting shares, boosting voting shares to 6,276,775 while dropping non-voting to 167,000. This shift enhances voting control among shareholders. Conversions continue from the 407,000 non-voting shares reported two weeks prior.
8-K
Share count update boosts voting stock
CF Bankshares Inc. updated its share count following conversions and repurchases, boosting voting common stock to 6,036,775 shares outstanding as of September 15, 2025, from 5,772,207 on August 4. This net increase of 264,568 voting shares stems from 268,300 non-voting conversions, offset by 3,240 treasury buys and 492 forfeitures, leaving 407,000 non-voting shares. The shift enhances voting control. No financial impact disclosed.
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