CBNA
Chain Bridge Bancorp, Inc.38.00
+0.67+1.79%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
249.35MP/E (TTM)
10.11Basic EPS (TTM)
3.76Dividend Yield
0%Recent Filings
8-K
10-Q
Q3 FY2025 results
Chain Bridge Bancorp posted solid Q3 2025 results, with net income of $4.7 million down 37.2% y/y but up from Q2's $4.6 million, reflecting seasonal deposit ebbs after election surges. Net interest income dipped 10.0% y/y to $12.3 million amid lower cash yields post-Fed cuts, yet the securities portfolio swelled 26.2% to $831.7 million, bolstering margins at 3.35%. Deposits climbed 9.2% y/y to $1.4 billion, with noninterest-bearing accounts holding steady at 69.2%; no debt weighs on the balance sheet. Cash at $395.7 million funds operations smoothly. Election cycles swing deposits wildly.
8-K
Strong Q3 financials released
Chain Bridge Bancorp released its November 5, 2025 investor presentation under Regulation FD, highlighting robust Q3 results with total assets at $1.5B, deposits surging to $1.4B—93.6% transaction-based—and net income of $14.9M for the nine months ended September 30. Liquidity strengthened to 89.5%, while the loan-to-deposit ratio dipped to 20.8%, reflecting conservative lending amid political deposit seasonality. No non-performing assets persist. Forward-looking statements warn of election-cycle volatility.
8-K
Q3 net income $4.7M
Chain Bridge Bancorp reported Q3 2025 net income of $4.7 million, edging up from $4.6 million in Q2 but down from $7.5 million in Q3 2024, as election-year deposit highs faded. Deposits climbed to $1.4 billion, fueled by political inflows, while net interest income hit $12.3 million amid securities growth—yet noninterest income plunged from fee losses on retained deposits. Capital ratios strengthened to 11.34% Tier 1 leverage. Political deposits swing wildly.
8-K
Strong H1 results unveiled
Chain Bridge Bancorp released its investor presentation on September 3, 2025, highlighting robust H1 2025 performance with net income of $10.2 million and assets reaching $1.4 billion, fueled by $1.3 billion in deposits—mostly noninterest-bearing. While political organization deposits drive seasonal surges ahead of elections, the bank's liquidity ratio climbed to 88.2%, bolstering stability amid volatility. No non-performing assets persist. Forward-looking statements warn of election-cycle risks.
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