CBNA
Chain Bridge Bancorp, Inc.38.00
+0.67+1.79%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
249.35MP/E (TTM)
10.11Basic EPS (TTM)
3.76Dividend Yield
0%Recent Filings
8-K
Q4 net income $5.3M, deposits soar
Chain Bridge Bancorp posted Q4 2025 net income of $5.3 million, up from $4.7 million prior quarter and $3.7 million a year ago, fueled by $13.6 million net interest income and surging deposits to $1.6 billion from political organization inflows. Full-year net income dipped to $20.2 million while assets hit $1.8 billion; NIM slipped to 3.26%. Deposits concentrate in politics. Political deposits drive growth.
8-K
New director appointed
Chain Bridge Bancorp appointed William C. Leavitt, 41, as director effective January 1, 2026, filling the vacancy from his father Paul W. Leavitt's retirement on December 31, 2025. A J.D. from Columbia and ex-Skadden lawyer now steering legal and HR at J.J. Taylor Companies, he'll serve until the 2026 annual meeting. Smooth succession. No special arrangements beyond standard director pay.
8-K
Director Leavitt retires end-2025
Chain Bridge Bancorp director Paul W. Leavitt retires effective December 31, 2025, after submitting notice on December 4 amid the company's mandatory age-75 policy—waived earlier this year for his reelection. A veteran since 2016, he served on key committees including Audit and Compensation. Retirement stems from succession planning. No disagreements noted.
10-Q
Q3 FY2025 results
Chain Bridge Bancorp posted solid Q3 2025 results, with net income of $4.7 million down 37.2% y/y but up from Q2's $4.6 million, reflecting seasonal deposit ebbs after election surges. Net interest income dipped 10.0% y/y to $12.3 million amid lower cash yields post-Fed cuts, yet the securities portfolio swelled 26.2% to $831.7 million, bolstering margins at 3.35%. Deposits climbed 9.2% y/y to $1.4 billion, with noninterest-bearing accounts holding steady at 69.2%; no debt weighs on the balance sheet. Cash at $395.7 million funds operations smoothly. Election cycles swing deposits wildly.
8-K
Strong Q3 financials released
Chain Bridge Bancorp released its November 5, 2025 investor presentation under Regulation FD, highlighting robust Q3 results with total assets at $1.5B, deposits surging to $1.4B—93.6% transaction-based—and net income of $14.9M for the nine months ended September 30. Liquidity strengthened to 89.5%, while the loan-to-deposit ratio dipped to 20.8%, reflecting conservative lending amid political deposit seasonality. No non-performing assets persist. Forward-looking statements warn of election-cycle volatility.
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