CPF
Central Pacific Financial Corp.32.61
+0.05+0.15%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
874.17MP/E (TTM)
13.42Basic EPS (TTM)
2.43Dividend Yield
0.03%Recent Filings
8-K
8-K
10-Q
Q3 FY2025 results
Central Pacific Financial Corp. posted solid Q3 results, with net income jumping 39.5% year-over-year to $18.6M, or $0.69 per diluted share, fueled by net interest income up 13.8% to $61.3M on higher loan and securities yields while deposit costs fell 39 bps to 1.43%. Provision for credit losses rose to $4.2M from $2.8M amid loan growth, but net charge-offs improved to 0.20% of average loans (derived). Loans edged up 0.6% to $5.37B, driven by commercial mortgages and construction, while deposits dipped 1.0% to $6.58B with ample liquidity from $310M cash and $2.33B borrowing capacity. Non-GAAP pre-provision net revenue climbed 39.7% to $27.8M, reflecting efficiency gains. Yet, Hawaii's tourism slowdown poses risks to local borrowers.
8-K
Strong Q3 earnings, margin gains
Central Pacific Financial Corp. posted Q3 2025 net income of $18.6 million, or $0.69 per diluted share, up from $18.3 million last quarter, with net interest margin expanding to 3.49% on higher loan yields and disciplined deposit costs. Loans grew $77.4 million to $5.37 billion while deposits edged up $32.7 million to $6.58 billion; the bank will redeem $55 million in subordinated notes at par on November 1 and hike its quarterly dividend to $0.28 per share. A new partnership with Kyoto Shinkin Bank bolsters Hawaii-Japan ties. Yet asset quality holds steady.
8-K
Executive officer realignment announced
Central Pacific Financial Corp. realigned its executive officers effective September 1, 2025, removing Anna Hu, Diane Murakami, and Kisan Jo from those roles at the holding company level. The trio will remain in their positions—Chief Credit Officer, Commercial Markets EVP, and Retail & Wealth Markets EVP—at subsidiary Central Pacific Bank and on its Managing Committee. This shift streamlines oversight while preserving operational continuity. No disruptions expected.
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