FAF
First American Financial Corporation63.90
-0.86-1.33%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
FY Q3 '25
Key Stats
Market Cap
6.51BP/E (TTM)
13.74Basic EPS (TTM)
4.65Dividend Yield
0.03%Recent Filings
8-K
Appoints insurance veteran to board
First American Financial Corporation appointed Jeffrey J. Dailey to its board of directors on November 4, 2025. Dailey brings over 40 years in insurance, including a decade as CEO of Farmers Group where he drove customer-focused innovation and integrated MetLife's property and casualty business. His expertise in regulated industries bolsters the board's depth for advancing digital transformation in title and settlement services. No committee assignments yet.
10-Q
8-K
Q3 profit surges on gains
First American Financial swung to a $190 million net income in Q3 2025, up from a $104 million loss last year, fueled by $26 million in investment gains versus $312 million losses and 42% revenue growth to $1.8 billion in its title segment. Commercial revenues surged 29% to $246 million, while home warranty margins improved to 14.1%. Strong cash flow hit $273 million. Yet housing market headwinds persist.
10-Q
Q2 FY2025 results
First American Financial turned in a solid quarter, with revenues climbing 14.2% year-over-year to $1.8B, fueled by agent premiums up 16.3% and direct premiums/escrow fees rising 12.6%, while net income attributable to the company jumped 26% to $146.1M or $1.41 diluted EPS. The title insurance segment drove the momentum, posting pretax margins of 12.6% versus 11.7% last year, thanks to higher commercial and refinance volumes; home warranty held steady with 20.2% margins. Cash swelled to $2.0B, free cash flow came in at $214.9M (derived), and debt stayed flat at $1.5B with $900M revolver availability. Yet regulatory scrutiny on title practices lingers as a key risk.
8-K
Q2 revenue surges 14%
First American Financial reported Q2 2025 revenue of $1.8 billion, up 14% year-over-year, with net income at $146 million or $1.41 per diluted share; adjusted earnings hit $1.53 per share despite a $13 million executive separation hit. Title segment margins climbed to 13.2% adjusted, fueled by 33% commercial revenue growth and 17% higher investment income, while home warranty margins reached 20.7%. The board greenlit a fresh $300 million share buyback. Solid cash flow of $355 million bolsters capital returns amid housing headwinds.
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