FNF
Fidelity National Financial, Inc.57.45
-1.20-2.05%
Dec 16, 4:00:02 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
15.61BP/E (TTM)
13.45Basic EPS (TTM)
4.27Dividend Yield
0.03%Recent Filings
8-K
FNF Q3 earnings surge
Fidelity National Financial reported Q3 2025 net earnings of $358 million, or $1.33 per share, up from $266 million last year, driven by robust Title and F&G segments. Title revenue hit $2.3 billion, an 8% rise, with commercial up 34% and adjusted pre-tax margin at 17.8%. F&G's assets under management before flow reinsurance reached $71.4 billion, fueled by $4.2 billion gross sales. Strong cash flows enabled $37.5 million in share repurchases. Yet alternative investments underperformed long-term expectations.
10-Q
Q2 FY2025 results
Fidelity National Financial's Q2 FY2025 results showed revenue climbing 15% year-over-year to $3.6B, fueled by a 9% jump in title premiums from higher closed orders and fee per file, while F&G's annuity and life segment grew deposits amid steady interest income. Yet profitability dipped, with net earnings at $278M versus $306M last year, as benefits and policy reserves surged 63% due to PRT timing and market swings—operating income fell 17% y/y (derived). Cash from operations hit $3.0B YTD, up slightly, with $3.3B in cash and $800M revolver availability bolstering liquidity; F&G redeemed $300M notes but issued $375M juniors. Debt stands at $4.4B, mostly long-term. Regulatory pressures on fiduciary standards loom large.
8-K
FNF Q2 earnings dip but segments shine
Fidelity National Financial reported Q2 2025 net earnings of $278 million, down from $306 million last year, yet adjusted net earnings held at $318 million amid a tough housing market. Title revenue surged 15% to $2.2 billion with a 15.5% adjusted pre-tax margin, boosted by 22% commercial growth, while F&G's assets under management before flow reinsurance hit a record $69.2 billion, up 13%, on $4.1 billion gross sales. FNF repurchased 2.9 million shares for $159 million. Elevated health claims pressured margins.
8-K
FNF redomesticates to Nevada
Fidelity National Financial completed its redomestication from Delaware to Nevada on June 11, 2025, after shareholder approval at the annual meeting, where 147 million votes favored the move against 75 million opposed. This shift replaces Delaware law with Nevada's revised statutes, new articles of incorporation, and bylaws, altering certain stockholder rights while preserving the company's operations, assets, liabilities, and management intact. No business changes occurred. Shareholder rights differ under Nevada governance.
8-K
FNF completes note consent solicitation
Fidelity National Financial secured holder consents on June 4, 2025, for amendments to its indentures governing $4.500% Senior Notes due 2028, 3.400% due 2030, 2.450% due 2031, and 3.200% due 2051, paving the way for its redomestication from Delaware to Nevada. The supplemental indenture takes effect upon execution, but amendments activate only if the redomestication completes, triggering consent fees. Redomestication not guaranteed despite approvals. Risks include failure to realize benefits or strained stakeholder ties.
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