SYBT
Stock Yards Bancorp, Inc.69.02
-0.07-0.1%
Dec 16, 4:00:01 PM EST
Earnings Call Transcripts
This Quarter (Q1 '26)
No earnings call transcript available yet
Last Quarter (Q4 '25)
No earnings call transcript available
Key Stats
Market Cap
2.03BP/E (TTM)
15.07Basic EPS (TTM)
4.58Dividend Yield
0.02%Recent Filings
10-K
8-K
8-K
10-Q
Q3 FY2025 results
Stock Yards Bancorp posted Q3 net income of $36.2M, up 23% y/y, with diluted EPS steady at $1.23 on 29.5M shares—solid execution. Loans hit $6.93B (up 6% q/q, 10% y/y derived), fueling 19% y/y net interest income growth to $77M at 3.56% NIM, while deposit costs eased on Fed cuts. Provision fell to $2.0M amid benign credit; non-GAAP metrics not disclosed in the 10-Q. Cash swelled to $756M, $300M FHLB term debt steady, revolver wide open. Nonaccruals dipped to 0.27% of loans. CRE pricing softens ahead.
8-K
Record Q3 earnings hit $36.2M
Stock Yards Bancorp posted record Q3 net income of $36.2 million, or $1.23 per diluted share, up from $29.4 million last year, fueled by 10% loan growth to $6.93 billion and 14% deposit expansion to $7.64 billion. Net interest margin widened to 3.56%, while provision for credit losses fell to $2.0 million amid strong credit quality. Record quarter. Potential rate cuts pose margin headwinds.
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