SYBT
Stock Yards Bancorp, Inc.69.02
-0.07-0.1%
Dec 16, 4:00:01 PM EST
Earnings Call Transcripts
This Quarter (Q4 '25)
No earnings call transcript available yet
Last Quarter (Q3 '25)
No earnings call transcript available
Key Stats
Market Cap
2.03BP/E (TTM)
15.07Basic EPS (TTM)
4.58Dividend Yield
0.02%Recent Filings
10-Q
Q3 FY2025 results
Stock Yards Bancorp posted Q3 net income of $36.2M, up 23% y/y, with diluted EPS steady at $1.23 on 29.5M shares—solid execution. Loans hit $6.93B (up 6% q/q, 10% y/y derived), fueling 19% y/y net interest income growth to $77M at 3.56% NIM, while deposit costs eased on Fed cuts. Provision fell to $2.0M amid benign credit; non-GAAP metrics not disclosed in the 10-Q. Cash swelled to $756M, $300M FHLB term debt steady, revolver wide open. Nonaccruals dipped to 0.27% of loans. CRE pricing softens ahead.
8-K
Record Q3 earnings hit $36.2M
Stock Yards Bancorp posted record Q3 net income of $36.2 million, or $1.23 per diluted share, up from $29.4 million last year, fueled by 10% loan growth to $6.93 billion and 14% deposit expansion to $7.64 billion. Net interest margin widened to 3.56%, while provision for credit losses fell to $2.0 million amid strong credit quality. Record quarter. Potential rate cuts pose margin headwinds.
8-K
Woods named Principal Accounting Officer
Stock Yards Bancorp appointed Michael W. Woods as SVP and Principal Accounting Officer on September 3, 2025, effective immediately, tapping his 25+ years in financial reporting from Old National Bancorp and prior roles. Woods steps in as T. Clay Stinnett shifts from the PAO role but stays CFO. New hire gets $240,000 base, up to 50% incentives, and 1,000 restricted shares. Smooth transition bolsters accounting oversight.
8-K
Appoints new board director
Stock Yards Bancorp appointed David L. Hardy to its board on August 19, 2025, filling the vacancy from David Heintzman's retirement; effective October 21 at the next board meeting. Hardy, CBRE's Kentucky managing director since 2005, will join the audit committee and the bank's trust committee. No special arrangements. Compensation matches other non-employee directors.
8-K
Dividend hiked to $0.32
Stock Yards Bancorp's board hiked its quarterly cash dividend to $0.32 per common share on August 20, 2025, payable October 1 to holders of record September 15. This marks the 18th increase since 2011, up 167% cumulatively, fueled by consistent profitability and robust capital. Shareholders win big.
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